Featured Savings Rates
Featured Accounts

Palmetto Citizens Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.44%5-year CD60 Month CD
0.59%1-year CD12 Month Add-To CD
0.24%SavingsPrime Share Savings

Overview / Commentary
803-732-5000
1320 Washington St
Columbia, SC 29201-3382

Palmetto Citizens Federal Credit Union is headquartered in Columbia and is the 7th largest credit union in the state of South Carolina. It is also the 363rd largest credit union in the nation. It was established in 1936 and as of March of 2017, it had grown to 266 employees and 62,849 members at 14 locations. Palmetto Citizens Federal Credit Union's money market rates are 23% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Palmetto Citizens Federal Credit Union is open to those who live, work, worship or attend school in Richland, Lexington, Kershaw, Fairfield, Calhoun or Saluda counties in South Carolina and immediate family of those eligible.
See current membership details

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Reviews (1)

Friendly Service

Posted by: Gr8tful | Aug 20, 2012

This bank has the friendliest people on earth.  You feel like family when you walk in the door.  They don't have an ATM machine on every corner like Bank of America but you can always use your debit card to get cash back at Wal-Mart or the grocery store.  I love Palmetto Citizens!



Health

Health Grade Components

Overall
NCUA #1472
Year Chartered1936
Employees266
Primary Regulator
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD9.9%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$775.9MM$718.9MM
LoansQ1 2017vs Q1 2016$440.6MM$427.7MM
DepositsQ1 2017vs Q1 2016$591.5MM$550.2MM
Equity CapitalQ1 2017vs Q1 2016$85.2MM$76.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$3.6MM$3.9MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$3.5MM$3.7MM
Real Estate OwnedQ1 2017vs Q1 2016$1.6MM$1.3MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Palmetto Citizens Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%*$2k*-Health Savings Account
OTHER TIERS: 0.50% $100 - $2k
1.15%*$2k*-Small Business Health Savings Account
OTHER TIERS: 0.50% $100 - $2k
0.49%*$25k*-Small Business Sweep Account
OTHER TIERS: 0.10% $500 - $2k | 0.35% $2k - $25k
0.24%$100-Prime Share Savings
0.24%--IRA Share Accounts
0.24%--Christmas Club
0.24%$100-Small Business Prime Share (Savings)

Palmetto Citizens Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.54%*$25k*-Premium Money Market
OTHER TIERS: 0.35% Up to $10k | 0.40% $10k - $25k
0.54%*$25k*-Small Business Premium Money Market
OTHER TIERS: 0.40% $10k - $25k
0.49%*$25k*-Money Market Account
OTHER TIERS: 0.35% Up to $25k
0.49%*$25k*-Money Market IRAs
OTHER TIERS: 0.35% Up to $25k
0.49%*$25k*-Small Business Money Market Account
OTHER TIERS: 0.35% $2k - $25k

Palmetto Citizens Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.34%*$25k*-Premium Checking
OTHER TIERS: 0.10% $500 - $5k | 0.24% $5k - $25k
0.10%$500-Classic Checking
0.10%$500-Non-Profit Small Business Checking

Palmetto Citizens Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.44%*$100k*-60 Month CD
OTHER TIERS: 1.29% $500 - $50k | 1.34% $50k - $75k | 1.39% $75k - $100k
1.44%*$100k*-Business 60 Month CD
OTHER TIERS: 1.29% $500 - $50k | 1.34% $50k - $75k | 1.39% $75k - $100k
1.34%*$100k*-48 Month CD
OTHER TIERS: 1.19% $500 - $50k | 1.24% $50k - $75k | 1.29% $75k - $100k
1.34%*$100k*-Business 48 Month CD
OTHER TIERS: 1.19% $500 - $50k | 1.24% $50k - $75k | 1.29% $75k - $100k
1.12%*$100k*-36 Month CD
OTHER TIERS: 0.97% $500 - $50k | 1.02% $50k - $75k | 1.07% $75k - $100k
1.12%*$100k*-Business 36 Month CD
OTHER TIERS: 0.97% $500 - $50k | 1.02% $50k - $75k | 1.07% $75k - $100k
0.85%*$100k*-30 Month CD
OTHER TIERS: 0.70% $500 - $50k | 0.75% $50k - $75k | 0.80% $75k - $100k
0.85%*$100k*-Business 30 Month CD
OTHER TIERS: 0.70% $500 - $50k | 0.75% $50k - $75k | 0.80% $75k - $100k
0.84%*$100k*-24 Month CD
OTHER TIERS: 0.69% $500 - $50k | 0.74% $50k - $75k | 0.79% $75k - $100k
0.84%*$100k*-Business 24 Month CD
OTHER TIERS: 0.69% $500 - $50k | 0.74% $50k - $75k | 0.79% $75k - $100k
0.76%*$100k*-18 Month CD
OTHER TIERS: 0.61% $500 - $50k | 0.66% $50k - $75k | 0.71% $75k - $100k
0.76%*$100k*-Business 18 Month CD
OTHER TIERS: 0.61% $500 - $50k | 0.66% $50k - $75k | 0.71% $75k - $100k
0.69%*$100k*-12 Month CD
OTHER TIERS: 0.46% $75k - $100k | 0.54% $500 - $50k | 0.59% $50k - $75k
0.69%*$100k*-Business 12 Month CD
OTHER TIERS: 0.46% $75k - $100k | 0.54% $500 - $50k | 0.59% $50k - $75k
0.64%*$100k*-24 Month Step-Up CD
OTHER TIERS: 0.49% $500 - $50k | 0.54% $50k - $75k | 0.59% $75k - $100k
0.64%*$100k*-Business 24 Month Step-Up CD
OTHER TIERS: 0.49% $500 - $50k | 0.54% $50k - $75k | 0.59% $75k - $100k
0.59%*$100k*-12 Month Add-To CD
OTHER TIERS: 0.44% $500 - $50k | 0.49% $50k - $75k | 0.54% $75k - $100k
0.59%*$100k*-12 Month Youth Add-To CD
OTHER TIERS: 0.44% $500 - $50k | 0.49% $50k - $75k | 0.54% $75k - $100k
0.59%*$100k*-Business 12 Month Add-To CD
OTHER TIERS: 0.44% $500 - $50k | 0.49% $50k - $75k | 0.54% $75k - $100k
0.51%*$100k*-182 Day CD
OTHER TIERS: 0.36% $500 - $50k | 0.41% $50k - $75k | 0.46% $75k - $100k
0.51%*$100k*-Business 182 Day CD
OTHER TIERS: 0.36% $500 - $50k | 0.41% $50k - $75k | 0.46% $75k - $100k
0.45%*$100k*-91 Day CD
OTHER TIERS: 0.30% $500 - $50k | 0.35% $50k - $75k | 0.40% $75k - $100k
0.45%*$100k*-Business 91 Day CD
OTHER TIERS: 0.30% $500 - $50k | 0.35% $50k - $75k | 0.40% $75k - $100k

Palmetto Citizens Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.44%*$100k*-60 Month IRA
OTHER TIERS: 1.29% $500 - $50k | 1.34% $50k - $75k | 1.39% $75k - $100k
1.34%*$100k*-48 Month IRA
OTHER TIERS: 1.19% $500 - $50k | 1.24% $50k - $75k | 1.29% $75k - $100k
1.12%*$100k*-36 Month IRA
OTHER TIERS: 0.97% $500 - $50k | 1.02% $50k - $75k | 1.07% $75k - $100k
0.85%*$100k*-30 Month IRA
OTHER TIERS: 0.70% $500 - $50k | 0.75% $50k - $75k | 0.80% $75k - $100k
0.84%*$100k*-24 Month IRA
OTHER TIERS: 0.69% $500 - $50k | 0.74% $50k - $75k | 0.79% $75k - $100k
0.76%*$100k*-18 Month IRA
OTHER TIERS: 0.61% $500 - $50k | 0.66% $50k - $75k | 0.71% $75k - $100k
0.69%*$100k*-12 Month IRA
OTHER TIERS: 0.46% $75k - $100k | 0.54% $500 - $50k | 0.59% $50k - $75k
0.64%*$100k*-24 Month Step-Up IRA
OTHER TIERS: 0.49% $500 - $50k | 0.54% $50k - $75k | 0.59% $75k - $100k
0.59%*$100k*-12 Month Add-To IRA
OTHER TIERS: 0.44% $500 - $50k | 0.49% $50k - $75k | 0.54% $75k - $100k
0.59%*$100k*-12 Month Youth Add-To IRA
OTHER TIERS: 0.44% $500 - $50k | 0.49% $50k - $75k | 0.54% $75k - $100k
0.51%*$100k*-182 Day IRA
OTHER TIERS: 0.36% $500 - $50k | 0.41% $50k - $75k | 0.46% $75k - $100k
0.45%*$100k*-91 Day IRA
OTHER TIERS: 0.30% $500 - $50k | 0.35% $50k - $75k | 0.40% $75k - $100k
Locations

Palmetto Citizens Federal Credit Union has 14 locations. Click to view all Palmetto Citizens Federal Credit Union locations.