3.60% 12-Month CD at Parda FCU in Several States - Limited Membership
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Parda Federal Credit Union is offering a special 3.60% APY on its Jumbo 12-month certificate. Minimum deposit is $50,000. This rate is listed in credit union's promotion page as of 2/08/2009. The credit union also has some competitive regular CD rates including a 3.45% APY 2-year CD and a 4.35% APY 5-year CD. Rates are 5 basis points higher for those 60 and over. These rates are listed in the credit union's rate table as of 2/08/2009. Another 10 basis points are added onto the CDs when the CDs are funded with new money.
Membership appears to be primarily based on select employee groups. Refer to the credit union's Eligibility Page for the full details. Membership requires a $25 minimum deposit in the share savings account.
Branches are located in several areas of the country including parts of Michigan, South Carolina, Pennsylvania, Connecticut, New Jersey and Illinois.
The credit union has decent but somewhat mixed ratings for safety and soundness: 5 stars (superior) at BauerFinancial and 3 stars (performing) at Bankrate.com. Both ratings are based on 9/30/08 financial data. The credit union is federally insured by the NCUA (Charter # 21686).
Thanks to the reader who commented on this CD in the Daily News & Deals post.
Membership appears to be primarily based on select employee groups. Refer to the credit union's Eligibility Page for the full details. Membership requires a $25 minimum deposit in the share savings account.
Branches are located in several areas of the country including parts of Michigan, South Carolina, Pennsylvania, Connecticut, New Jersey and Illinois.
The credit union has decent but somewhat mixed ratings for safety and soundness: 5 stars (superior) at BauerFinancial and 3 stars (performing) at Bankrate.com. Both ratings are based on 9/30/08 financial data. The credit union is federally insured by the NCUA (Charter # 21686).
Thanks to the reader who commented on this CD in the Daily News & Deals post.