Overview / Commentary
800 Wyoming Ave
Wyoming, PA 18644-1836

Par-Del Emp. Federal Credit Union is headquartered in WYOMING and is the 250th largest credit union in the state of Pennsylvania. It is also the 4,182nd largest credit union in the nation. It was established in 1977 and as of December of 2018, it had grown to 2 employees and 720 members at 1 location. Par-Del Emp. Federal Credit Union's savings rates are 35% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to UPS employees in Dallas, Pocono, Hometown, Reading, Pottsville, Stroudsburg, Wilkes-Barre, Sunbury, and Williamsport, Pennsylvania.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Par-Del Emp. Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #22723
Year Chartered1977
Primary Regulator
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD0.51%
Annual Interest Income$216.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$8.7MM$8.3MM
LoansQ4 2018vs Q4 2017$2.7MM$2.4MM
DepositsQ4 2018vs Q4 2017$7.6MM$7.3MM
Equity CapitalQ4 2018vs Q4 2017$977.00K$973.00K
Loan Loss AllowanceQ4 2018vs Q4 2017$15.00K$20.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$92.00K$49.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Par-Del Emp. Federal Credit Union Savings Account Rates

0.70%*$50k*-Regular Share
OTHER TIERS: 0.45% $500 - $5k | 0.50% $5k - $10k | 0.60% $10k - $25k | 0.65% $25k - $50k

Par-Del Emp. Federal Credit Union Locations
Branch Office800 WYOMING AVEWYOMING, PA 18644-1836

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