Overview / Commentary
800 Wyoming Ave
Wyoming, PA 18644-1836

Par-Del Emp. Federal Credit Union is headquartered in WYOMING and is the 257th largest credit union in the state of Pennsylvania. It is also the 4,273rd largest credit union in the nation. It was established in 1977 and as of June of 2018, it had grown to 2 employees and 731 members at 1 location. Par-Del Emp. Federal Credit Union's savings rates are 35% higher than the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is open to UPS employees in Dallas, Pocono, Hometown, Reading, Pottsville, Stroudsburg, Wilkes-Barre, Sunbury, and Williamsport, Pennsylvania.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Par-Del Emp. Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #22723
Year Chartered1977
Primary Regulator
Profit Margin
Return on Assets - YTD-0.05%
Return on Equity - YTD-0.41%
Annual Interest Income$102.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$8.4MM$8.6MM
LoansQ2 2018vs Q2 2017$2.4MM$2.3MM
DepositsQ2 2018vs Q2 2017$7.4MM$7.6MM
Equity CapitalQ2 2018vs Q2 2017$970.00K$962.00K
Loan Loss AllowanceQ2 2018vs Q2 2017$15.00K$20.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$103.00K$18.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Par-Del Emp. Federal Credit Union Savings Account Rates

0.70%*$50k*-Regular Share
OTHER TIERS: 0.45% $500 - $5k | 0.50% $5k - $10k | 0.60% $10k - $25k | 0.65% $25k - $50k

Par-Del Emp. Federal Credit Union Locations
Branch Office800 WYOMING AVEWYOMING, PA 18644-1836

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