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Par-Del Emp. Federal Credit Union


Overview / Commentary
800 Wyoming Ave
Wyoming, PA 18644-1836

Par-Del Emp. Federal Credit Union is headquartered in WYOMING and is the 253rd largest credit union in the state of Pennsylvania. It is also the 4,252nd largest credit union in the nation. It was established in 1977 and as of March of 2018, it had grown to 2 employees and 736 members at 1 location. Par-Del Emp. Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to UPS employees in Dallas, Pocono, Hometown, Reading, Pottsville, Stroudsburg, Wilkes-Barre, Sunbury, and Williamsport, Pennsylvania.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Par-Del Emp. Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #22723
Year Chartered1977
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD-0.09%
Return on Equity - YTD-0.82%
Annual Interest Income$50.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$8.9MM$8.7MM
LoansQ1 2018vs Q1 2017$2.4MM$2.2MM
DepositsQ1 2018vs Q1 2017$7.8MM$7.7MM
Equity CapitalQ1 2018vs Q1 2017$970.00K$962.00K
Loan Loss AllowanceQ1 2018vs Q1 2017$15.00K$20.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$125.00K$29.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Par-Del Emp. Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$50k*-Regular Share
OTHER TIERS: 0.10% $500 - $5k | 0.15% $5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k
Locations


Par-Del Emp. Federal Credit Union Locations
Branch Office800 WYOMING AVEWYOMING, PA 18644-1836

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