Competitive 1-Year & 3-Year CD Rates at Park Sterling Bank in NC - Local Only

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Park Sterling Bank is offering some competitive rates on its mid-term CDs and IRA CDs. The best rates include a 1.50% APY 1-year CD, a 2.00% APY 2-year CD and a 2.50% APY 3-year CD. Minimum deposit is $1,000. These rates are listed in the bank's rates page as of 11/17/2010.

As a comparison to internet banks on 11/17/2010, the best 1-year CD rate is 1.50% APY at CNB Bank Direct and the best 3-year CD rate is 2.25% APY at iGObanking.com.

It appears that a branch visit is required to open an account. Branches are located in the North Carolina cities of Wilmington and Charlotte.

The bank has an overall health score at DepositAccounts.com of 3 out of 5 with a Texas Ratio of 12.70% (excellent) based on June 2010 data. Please refer to our financial overview of Park Sterling Bank for more details. The bank has been a FDIC member since 2006 (FDIC Certificate # 58408).

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Special 13-Month CD at Park Sterling Bank in NC - Local Only

Park Sterling Bank is offering a special 2.00% APY 13-month CD. Minimum deposit is $1,000. This CD special is listed on the bank's home page and in this bank's promo page as of 5/06/2010.

Finding 2% CDs with terms around 1-year is difficult these days. The best 1-year internet CDs now have rates around 1.50%.

It appears that a branch visit is required to open an account. Branches are located in the North Carolina cities of Wilmington and Charlotte.

The bank's ratings for safety and soundness are above average: 4 stars (excellent) at...



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5.35% 4-Month CD at a South Carolina Bank (CapitalBank).
CapitalBank is offering a CD special with a 5.35% APY and a 4-month term. The minimum deposit is $10,000. The special is scheduled to end on Friday, December 14, 2007. It's only available at the bank's Greenville County branches.

This special is not listed at the credit union's website. A reader mentioned seeing this advertised at the Woodruff Road branch. I just called for additional information. It does require a branch visit at one of the Greenville County branch locations. I forgot to ask if you had to live in the...

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