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Overview / Commentary
985-395-6131
1130 Highway 90 West
Patterson, LA 70392

Patterson State Bank is headquartered in Patterson and is the 61st largest bank in the state of Louisiana. It is also the 2,565th largest bank in the nation. It was established in 1925 and as of December of 2017, it had grown to 51 employees at 6 locations. Patterson State Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #12609
Year Established1925
Employees51
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD5.95%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$245.9MM$242.7MM
LoansQ4 2017vs Q4 2016$150.9MM$145.5MM
DepositsQ4 2017vs Q4 2016$216.1MM$213.2MM
Equity CapitalQ4 2017vs Q4 2016$22.9MM$22.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.8MM$1.5MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$2.2MM$3.0MM
Real Estate OwnedQ4 2017vs Q4 2016$135.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Patterson State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.42%*$15k*-Health Savings Account
OTHER TIERS: 0.05% Up to $1k | 0.19% $1k - $5k | 0.35% $5k - $15k
0.05%--Regular Savings
0.05%--Patterson Club 50

Patterson State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$2,500*-Insured Money Market Account
OTHER TIERS: 0.05% Up to $2,500

Patterson State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--NOW Account

Patterson State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$1k-30 Month CD Special (w/ 30 day interest penalty if early redemption)
1.46%$1k-60 Month CD
1.00%$1k-48 Month CD
0.75%$1k-36 Month CD
0.50%$1k-24 Month CD
0.37%$1k-18 Month CD
0.25%$1k-12 Month CD
0.15%$1k-6 Month CD

Patterson State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--18 Month Variable IRA
Locations


Patterson State Bank Locations
Patterson State Bank1130 Highway 90 WestPatterson, LA 70392
Berwick Branch4741 Highway 182Berwick, LA 70342
Bay BranchGreenwood Street and Victor Ii BoulevardMorgan City, LA 70380

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