Featured Savings Rates
Featured Accounts

Pawtucket Credit Union

Popular Accounts at this Credit Union

1.75%18-month CD15 Month Easy Access CD
2.75%2-year CD25 Month CD
2.75%2-year IRA25 Month IRA (Traditional, Roth)

Overview / Commentary
1200 Central Ave
Pawtucket, RI 02861-2200

Pawtucket Credit Union is headquartered in Pawtucket and is the largest credit union in the state of Rhode Island. It is also the 112th largest credit union in the nation. It was established in 1926 and as of December of 2017, it had grown to 253 employees and 108,212 members at 15 locations. Pawtucket Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Rhode Island, or in nearby communities in Massachusetts or Connecticut.
See current membership details

Related Posts

Pawtucket Credit Union (RI) Brings Back 2.75% APY On 25-Month CD - 4/17/2018

Pawtucket Credit Union (RI) has brought back the 2.75% APY on its 25-month CD. Minimum deposit is $1k, with no stated balance cap. Also offered as an IRA.

Pawtucket Credit Union (RI) Hikes 25-Month CD - 12/18/2017

Pawtucket CU (RI) has added 100 bps to its 25-month CD (2.75% APY). Minimum deposit is $1k, with no stated balance cap. Also offered as an IRA.

View all posts from:

Reviews (3)

Bigger Style Credit Union

Pawtucket Credit Union is a great alternative to the "Big Banks". There is no fee for using any credit union (even if its not Pawtucket Credit Union) atms. With a direct deposit their checking accounts are free. They have better then average rates. The only drawback I have is that they do debits before credits.

Dropped Rates And Added Fees

Posted by: katkatkat | Jun 13, 2015

Pawtucket has dropped its rates so that there are several local credit unions with better CD rates. Also, like some other cus (but not all) they now zap you with a $25 fee for transferring an IRA.

A big bank diguised as a Credit Union

Posted by: Ogiee8 | May 23, 2015

Pawtucket Credit Union use to be a great credit union. They no longer work with its customers and have higher fees then an average bank. Their accounts have very little interest to offer. The credit union is expanding so fast and developing multiple locations in the State of Rhode Island that it is no longer your local credit union. It is all about getting "new business" and older customers are left in the dust because they aren't new money. Some of their charges on their checking account is a 10.00 a month maintenance fee, 12.00 bank check fee, 35.00 over draw fee. They offer no good savings account for the average joe, as they require thousands of dollars before you get any really kind of interest. They offer no college fund accounts and their CDs have terrible interest. At one time I would recommend Pawtucket Credit Union but I no longer can with the amount of better options available in the state.


Health Grade Components

NCUA #67278
Year Chartered1926
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD7.97%
Annual Interest Income$63.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$2.13B$1.95B
LoansQ4 2017vs Q4 2016$1.87B$1.69B
DepositsQ4 2017vs Q4 2016$1.67B$1.52B
Equity CapitalQ4 2017vs Q4 2016$200.8MM$184.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$8.3MM$8.0MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.8MM$2.0MM
Real Estate OwnedQ4 2017vs Q4 2016$256.00K$569.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Pawtucket Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pawtucket Credit Union Savings Account Rates

0.45%$2,500-Business High Yield Savings
0.35%*$25k*-High Yield Savings
OTHER TIERS: 0.25% $25 - $25k
0.25%$25-Passbook Savings
0.25%$25-Statement Savings
0.25%--Money Club Share Savings
0.25%$25-IRA Savings
0.25%$25-Business Statement Savings

Pawtucket Credit Union Money Market Rates

0.35%$10k-High Yield Money Market
0.35%*$2,500*-Money Market Statement
OTHER TIERS: 0.25% $25 - $2,500

Pawtucket Credit Union Checking Account Rates

0.85%*-$1kDebit Card Checking
OTHER TIERS: 0.20% $5k+ | 0.35% $2,500 - $5k | 0.60% $1k - $2,500
0.20%$2,500-Direct Checking Plus

Pawtucket Credit Union CD Rates

2.75%$1k-25 Month CD
2.05%$1k-60 Month Bump-Up CD
2.00%$1k-18 Month CD
1.75%$5k-15 Month Easy Access CD
1.15%$1k-24 Month Bump-Up CD
1.00%$1k-36 Month Bump-Up CD
1.00%$1k-48 Month Bump-Up CD
0.50%$1k-3 Month CD
0.50%$1k-6 Month CD
0.50%$1k-9 Month CD
0.50%$1k-12 Month CD

Pawtucket Credit Union IRA Rates

2.75%$500-25 Month IRA
2.05%$500-60 Month Bump-Up IRA
2.00%$500-18 Month IRA
1.15%$500-24 Month Bump-Up IRA
1.00%$500-36 Month Bump-Up IRA
1.00%$500-48 Month Bump-Up IRA
0.50%$500-3 Month IRA
0.50%$500-6 Month IRA
0.50%$500-9 Month IRA
0.50%$500-12 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.