Penn Community Bank


Overview / Commentary
215-257-5035
3969 Durham Rd
Doylestown, PA 18902

Penn Community Bank is headquartered in DOYLESTOWN and is the 17th largest bank in the state of Pennsylvania. It is also the 421st largest bank in the nation. It was established in 1922 and as of December of 2024, it had grown to 306 employees at 22 locations. Penn Community Bank has an A+ health rating.

Reviews (1)

Gotcha Fees!

Posted by: |

I received a letter on the 30th of December notifying me that my account was currently in inactive status and that I needed to make a deposit to return it to active status.
I tried to make a deposit using the mobile app but it was rejected. I called the bank on January 3rd to get help to make the deposit and was informed that I could not because the account was inactive and that I had to mail or come to the bank to make the deposit.
I was not notified by mail or the weekly text sent with the account balance that I would be charged an inactivity fee of $5.00.
The bank teller said that they usually send three letters before changing the status and charging the fee, but I didn't get any warning. The only letter received said that it was currently in inactive status and didn't mention anything about a fee charged.
I feel that this was a deceptive practice and was only used in an attempt the generate fees. This is not a good business tactic or good customer support. One would expect that the fee would be waived to a good customer with a credit rating in the 800's.



Health
A+

Health Grade Components

Overall
FDIC Certificate #30401
Year Established1922
Employees306
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD2.84%
Annual Interest Income$132.5MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$2.93B$2.87B
LoansQ4 2024vs Q4 2023$1.9B$1.89B
DepositsQ4 2024vs Q4 2023$2.31B$2.16B
Equity CapitalQ4 2024vs Q4 2023$291.3MM$284.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$17.4MM$17.3MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.7MM$1.1MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

Sorry, we do not have rate data for Penn Community Bank.

Locations

Availability



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