Pennsylvania Central Federal Credit Union
LOCATIONS
3
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HEALTH RATING
B
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CURRENT TOP RATE
3.03% APY
15 Month CD Special
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Overview / Commentary
Pennsylvania Central Federal Credit Union is headquartered in Harrisburg and is the 96th largest credit union in the state of Pennsylvania. It is also the 1,973rd largest credit union in the nation. It was established in 1938 and as of September of 2022, it had grown to 16 employees and 9,909 members at 3 locations. Pennsylvania Central Federal Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership in Pennsylvania Central Federal Credit Union is open to those who live, work, worship, attend school, or conduct business in the Pennsylvania counties of Dauphin, Cumberland, or Lebanon. Immediate family members of current members also qualify.
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Health
B
Data as of Q3 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pennsylvania Central Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 2625 |
| Year Chartered | 1938 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.09% |
| Return on Equity - YTD | 1.25% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $88.7MM$85.6MM |
| Loans | Q3 2022vs Q3 2021 | $75.8MM$64.2MM |
| Deposits | Q3 2022vs Q3 2021 | $81.1MM$77.3MM |
| Equity Capital | Q3 2022vs Q3 2021 | $6.7MM$6.7MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $214.00K$190.00K |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $588.00K$271.00K |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |