Featured Savings Rates
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Pennsylvania Central Federal Credit Union

Popular Accounts at this Credit Union

1.00%Reward CheckingHD Checking
1.76%5-year CD60 Month CD
0.55%1-year CD12 Month CD

Overview / Commentary
959 East Park Drive
Harrisburg, PA 17111

Pennsylvania Central Federal Credit Union is headquartered in Harrisburg and is the 91st largest credit union in the state of Pennsylvania. It is also the 1,974th largest credit union in the nation. It was established in 1938 and as of December of 2017, it had grown to 17 employees and 11,125 members at 3 locations. Pennsylvania Central Federal Credit Union's CD rates are 73% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or conduct business in Dauphin, Cumberland, or Lebanon Counties and to immediate family of current members.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pennsylvania Central Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #2625
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD1.94%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$69.3MM$69.8MM
LoansQ4 2017vs Q4 2016$58.2MM$58.7MM
DepositsQ4 2017vs Q4 2016$61.9MM$63.5MM
Equity CapitalQ4 2017vs Q4 2016$6.5MM$6.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$109.00K$121.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$455.00K$309.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pennsylvania Central Federal Credit Union Savings Account Rates

0.25%--Accumulative IRA
0.10%$50-Share Account
0.10%--Christmas Club
0.10%--Vacation Club

Pennsylvania Central Federal Credit Union Money Market Rates

0.30%*$50k*-Money Market
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k

Pennsylvania Central Federal Credit Union Checking Account Rates

1.00%$500-HD Checking - Qualifying

Pennsylvania Central Federal Credit Union CD Rates

2.27%$1k-60 Month CD Special
2.02%$1k-36 Month CD Special
1.76%$1k-60 Month CD
1.76%$1k-24 Month CD Special
1.56%$1k-12 Month CD Special
1.26%$1k-48 Month CD
1.00%$1k-36 Month CD
0.75%$1k-24 Month CD
0.55%$1k-12 Month CD
0.35%$1k-6 Month CD
0.25%$1k-3 Month CD

Pennsylvania Central Federal Credit Union IRA Rates

1.76%$1k-5 Year IRA
1.00%$1k-3 Year IRA
0.75%$1k-18 Month IRA
0.55%$1k-1 Year IRA
0.55%$1k-1 Year Educational IRA

Pennsylvania Central Federal Credit Union Locations
Branch Office959 E Park DrHarrisburg, PA 17111-2810
Branch Office5137 Jonestown RdHarrisburg, PA 17112-2924
Branch Office1220 E Main StPalmyra, PA 17078-9505

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