Pennsylvania Central Federal Credit Union
LOCATIONS
3
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HEALTH RATING
B+
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CURRENT TOP RATE
2.02% APY
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Overview / Commentary
Pennsylvania Central Federal Credit Union is headquartered in Harrisburg and is the 90th largest credit union in the state of Pennsylvania. It is also the 1,958th largest credit union in the nation. It was established in 1938 and as of June of 2021, it had grown to 16 employees and 9,717 members at 3 locations. Pennsylvania Central Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Pennsylvania Central Federal Credit Union is open to those who live, work, worship, attend school, or conduct business in the Pennsylvania counties of Dauphin, Cumberland, or Lebanon. Immediate family members of current members also qualify.
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Health
B+
Data as of Q2 2021
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pennsylvania Central Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 2625 |
| Year Chartered | 1938 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.03% |
| Return on Equity - YTD | 0.39% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2021vs Q2 2020 | $86.3MM$77.1MM |
| Loans | Q2 2021vs Q2 2020 | $65.9MM$53.6MM |
| Deposits | Q2 2021vs Q2 2020 | $78.5MM$69.6MM |
| Equity Capital | Q2 2021vs Q2 2020 | $6.6MM$6.6MM |
| Loan Loss Allowance | Q2 2021vs Q2 2020 | $123.00K$146.00K |
| Unbacked Noncurrent Loans | Q2 2021vs Q2 2020 | $238.00K$224.00K |
| Real Estate Owned | Q2 2021vs Q2 2020 | $0$0 |