Pennsylvania Central Federal Credit Union
LOCATIONS
3
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HEALTH RATING
B+
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CURRENT TOP RATE
2.02% APY
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Overview / Commentary
Pennsylvania Central Federal Credit Union is headquartered in Harrisburg and is the 92nd largest credit union in the state of Pennsylvania. It is also the 1,947th largest credit union in the nation. It was established in 1938 and as of June of 2022, it had grown to 16 employees and 9,873 members at 3 locations. Pennsylvania Central Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Pennsylvania Central Federal Credit Union is open to those who live, work, worship, attend school, or conduct business in the Pennsylvania counties of Dauphin, Cumberland, or Lebanon. Immediate family members of current members also qualify.
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Health
B+
Data as of Q2 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pennsylvania Central Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 2625 |
| Year Chartered | 1938 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.02% |
| Return on Equity - YTD | 0.24% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $90.7MM$86.3MM |
| Loans | Q2 2022vs Q2 2021 | $74.3MM$65.9MM |
| Deposits | Q2 2022vs Q2 2021 | $82.3MM$78.5MM |
| Equity Capital | Q2 2022vs Q2 2021 | $6.7MM$6.6MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $199.00K$123.00K |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $334.00K$238.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |