Overview / Commentary
717-564-4661
959 East Park Drive
Harrisburg, PA 17111

Pennsylvania Central Federal Credit Union is headquartered in Harrisburg and is the 93rd largest credit union in the state of Pennsylvania. It is also the 2,006th largest credit union in the nation. It was established in 1938 and as of September of 2018, it had grown to 18 employees and 10,212 members at 3 locations. Pennsylvania Central Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or conduct business in Dauphin, Cumberland, or Lebanon Counties and to immediate family of current members.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pennsylvania Central Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #2625
Year Chartered1938
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD5.17%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$68.0MM$69.6MM
LoansQ3 2018vs Q3 2017$58.3MM$58.7MM
DepositsQ3 2018vs Q3 2017$61.1MM$62.5MM
Equity CapitalQ3 2018vs Q3 2017$6.2MM$6.4MM
Loan Loss AllowanceQ3 2018vs Q3 2017$409.00K$103.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$407.00K$351.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Pennsylvania Central Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pennsylvania Central Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Accumulative IRA
0.10%$50-Share Account
0.10%$1-Christmas & Vacation Clubs

Pennsylvania Central Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market
OTHER TIERS: 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k

Pennsylvania Central Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-HD Checking - Qualifying

Pennsylvania Central Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$1k-60 Month CD Special - New Money
2.50%$1k-30 Month CD Special - New Money
2.02%$1k-60 Month CD
2.00%$1k-15 Month CD Special - New Money
1.51%$1k-48 Month CD
1.26%$1k-36 Month CD
1.00%$1k-24 Month CD
0.75%$1k-12 Month CD
0.50%$1k-6 Month CD
0.25%$1k-3 Month CD

Pennsylvania Central Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$1k-5 Year IRA
1.26%$1k-3 Year IRA
1.00%$1k-18 Month IRA
0.75%$1k-1 Year IRA
0.75%$1k-1 Year Educational IRA
Locations


Pennsylvania Central Federal Credit Union Locations
Branch Office959 E Park DrHarrisburg, PA 17111-2810
Branch Office5137 Jonestown RdHarrisburg, PA 17112-2924
Branch Office1220 E Main StPalmyra, PA 17078-9505

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