Pennsylvania Central Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.00%	Reward Checking	HD Checking 1.83% - National Average
1.26%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.40%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD

View all Pennsylvania Central Federal Credit Union rates »

Overview / Commentary

www.pacentralfcu.com

717-564-4661

959 East Park Drive
Harrisburg, PA 17111

Pennsylvania Central Federal Credit Union is headquartered in Harrisburg and is the 92^nd largest credit union in the state of Pennsylvania. It is also the 1,977^th largest credit union in the nation. It was established in 1938 and as of March of 2017, it had grown to 17 employees and 11,114 members at 3 locations. Pennsylvania Central Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or conduct business in Dauphin, Cumberland, or Lebanon Counties and to immediate family of current members.
See current membership details

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Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pennsylvania Central Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	2625
Year Chartered	1938
Employees	17
Primary Regulator

Profit Margin
Return on Assets - YTD	0.02%
Return on Equity - YTD	0.19%
Annual Interest Income	$565.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$70.9MM$77.1MM
Loans	Q1 2017vs Q1 2016	$57.5MM$59.5MM
Deposits	Q1 2017vs Q1 2016	$64.1MM$70.8MM
Equity Capital	Q1 2017vs Q1 2016	$6.2MM$6.3MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$102.00K$110.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$199.00K$374.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pennsylvania Central Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	-	-	Accumulative IRA
0.10%	$50	-	Share Account
0.10%	-	-	Christmas Club
0.10%	-	-	Vacation Club

Pennsylvania Central Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$50k^*	-	Money Market
OTHER TIERS: 0.15% → $2,500 - $10k \| 0.20% → $10k - $25k \| 0.25% → $25k - $50k

Pennsylvania Central Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$500	-	HD Checking - Qualifying

Pennsylvania Central Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%	$1k	-	60 Month CD
1.00%	$1k	-	48 Month CD
0.75%	$1k	-	36 Month CD
0.55%	$1k	-	24 Month CD
0.40%	$1k	-	12 Month CD
0.30%	$1k	-	6 Month CD
0.25%	$1k	-	3 Month CD

Pennsylvania Central Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%	-	-	5 Year IRA
0.75%	-	-	3 Year IRA
0.55%	-	-	18 Month IRA
0.40%	-	-	1 Year IRA

Locations

Pennsylvania Central Federal Credit Union Locations
Branch Office	959 E Park Dr	Harrisburg, PA 17111-2810
Branch Office	5137 Jonestown Rd	Harrisburg, PA 17112-2924
Branch Office	1220 E Main St	Palmyra, PA 17078-9505