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Pennsylvania Central Federal Credit Union


Overview / Commentary
www.pacentralfcu.com
717-564-4661
959 East Park Drive
Harrisburg, PA 17111

Pennsylvania Central Federal Credit Union is headquartered in Harrisburg and is the 94th largest credit union in the state of Pennsylvania. It is also the 1,982nd largest credit union in the nation. It was established in 1938 and as of December of 2021, it had grown to 16 employees and 9,641 members at 3 locations. Pennsylvania Central Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Pennsylvania Central Federal Credit Union is open to those who live, work, worship, attend school, or conduct business in the Pennsylvania counties of Dauphin, Cumberland, or Lebanon. Immediate family members of current members also qualify.
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Health
B+

Data as of Q4 2021

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pennsylvania Central Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #2625
Year Chartered1938
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD0.03%
Return on Equity - YTD0.42%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$85.5MM$80.3MM
LoansQ4 2021vs Q4 2020$63.0MM$63.1MM
DepositsQ4 2021vs Q4 2020$78.1MM$72.0MM
Equity CapitalQ4 2021vs Q4 2020$6.7MM$6.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$184.00K$122.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$312.00K$261.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pennsylvania Central Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Accumulative IRA
0.10%$50-Share Account
0.10%$1-Christmas Club
0.10%$1-Vacation Club

Pennsylvania Central Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market
OTHER TIERS: 0.15% → $2.5k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k

Pennsylvania Central Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500$75kHD Checking - Qualifying

Pennsylvania Central Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$1k-60 Month CD
1.00%$1k-48 Month CD
0.85%$1k-36 Month CD
0.75%$1k-24 Month CD
0.55%$1k-12 Month CD
0.35%$1k-6 Month CD
0.25%$1k-3 Month CD

Pennsylvania Central Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$1k-5 Year IRA
0.85%$1k-3 Year IRA
0.75%$1k-18 Month IRA
0.55%$1k-1 Year IRA
0.55%$1k-1 Year Educational IRA
Locations


Pennsylvania Central Federal Credit Union Locations
Branch Office959 E Park DrHarrisburg, PA 17111-2810
Branch Office5137 Jonestown RdHarrisburg, PA 17112-2924
Branch Office1220 E Main StPalmyra, PA 17078-9505

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