It appears that a branch visit is required to open an account. Branches are located in Joliet and Shorewood, Illinois which are about 40 miles southwest of Chicago.
PeopleFirst Bank was established not too long ago in 2007, so it's still not rated by BauerFinancial. Its rating for safety and soundness at Bankrate.com is 3 stars (performing) based on 12/31/08 financial data. It's a member FDIC (FDIC Certificate # 58597).