Featured Savings Rates
Featured Accounts

People's First Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD60 Month CD
0.65%1-year CD12 Month CD
0.30%SavingsRegular Share Account

Overview / Commentary
205-841-1818
1140 Ford Ave
Birmingham, AL 35217

People's First Federal Credit Union is headquartered in Birmingham and is the 101st largest credit union in the state of Alabama. It is also the 5,028th largest credit union in the nation. It was established in 1936 and as of December of 2016, it had grown to 1 employees and 739 members at 1 location. People's First Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership in People's First Federal Credit Union is open to those who live, work, or worship in the city of Tarrant, Alabama and to employees of U.S. Pipe and Foundry Company, City of Tarrant, Data Protection Services, Inc and over 20 local Select Employer Groups.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. People's First Federal Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #1610
Year Chartered1936
Employees1
Primary Regulator
Profit Margin
Return on Assets - YTD-3.38%
Return on Equity - YTD-29.13%
Annual Interest Income$174.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$4.0MM$4.8MM
LoansQ4 2016vs Q4 2015$3.0MM$3.5MM
DepositsQ4 2016vs Q4 2015$3.5MM$4.2MM
Equity CapitalQ4 2016vs Q4 2015$484.00K$639.00K
Loan Loss AllowanceQ4 2016vs Q4 2015$30.00K$23.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$11.00K$100.00K
Real Estate OwnedQ4 2016vs Q4 2015$10.00K$10.00K
Rates
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People's First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Account
0.30%--Regular Share Account
0.30%--Christmas Club

People's First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Money Market Account

People's First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$10k-60 Month CD
0.95%$10k-36 Month CD
0.85%$10k-30 Month CD
0.75%--24 Month CD
0.65%--12 Month CD
0.50%--6 Month CD
Locations


People's First Federal Credit Union Locations
Branch Office1140 Ford AveBirmingham, AL 35217