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People's First Federal Credit Union

Popular Accounts at this Credit Union

1.50%5-year CD60 Month CD
0.65%1-year CD12 Month CD
0.30%SavingsRegular Share Account

Overview / Commentary
1140 Ford Ave
Birmingham, AL 35217

People's First Federal Credit Union is headquartered in Birmingham and is the 99th largest credit union in the state of Alabama. It is also the 4,921st largest credit union in the nation. It was established in 1936 and as of December of 2017, it had grown to 2 employees and 548 members at 1 location. People's First Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership in People's First Federal Credit Union is open to those who live, work, or worship in the city of Tarrant, Alabama and to employees of U.S. Pipe and Foundry Company, City of Tarrant, Data Protection Services, Inc and over 20 local Select Employer Groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. People's First Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #1610
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD-1.25%
Return on Equity - YTD-11.45%
Annual Interest Income$178.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$3.8MM$4.0MM
LoansQ4 2017vs Q4 2016$2.9MM$3.0MM
DepositsQ4 2017vs Q4 2016$3.3MM$3.5MM
Equity CapitalQ4 2017vs Q4 2016$428.00K$484.00K
Loan Loss AllowanceQ4 2017vs Q4 2016$23.00K$30.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$44.00K$11.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$10.00K
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People's First Federal Credit Union Savings Account Rates

0.30%--IRA Account
0.30%--Regular Share Account
0.30%--Christmas Club

People's First Federal Credit Union Money Market Rates

0.30%--Money Market Account

People's First Federal Credit Union CD Rates

1.50%$10k-60 Month CD
0.95%$10k-36 Month CD
0.85%$10k-30 Month CD
0.75%--24 Month CD
0.65%--12 Month CD
0.50%--6 Month CD

People's First Federal Credit Union Locations
Branch Office1140 Ford AveBirmingham, AL 35217