Featured Savings Rates
Featured Accounts

People's First Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD60 Month CD
0.65%1-year CD12 Month CD
0.30%SavingsRegular Share Account

Overview / Commentary
205-841-1818
1140 Ford Ave
Birmingham, AL 35217

People's First Federal Credit Union is headquartered in Birmingham and is the 99th largest credit union in the state of Alabama. It is also the 4,925th largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 3 employees and 767 members at 1 location. People's First Federal Credit Union has a C- health rating.

Field of Membership Restrictions

Membership in People's First Federal Credit Union is open to those who live, work, or worship in the city of Tarrant, Alabama and to employees of U.S. Pipe and Foundry Company, City of Tarrant, Data Protection Services, Inc and over 20 local Select Employer Groups.
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Health
C-
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. People's First Federal Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #1610
Year Chartered1936
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-4.25%
Return on Equity - YTD-39.39%
Annual Interest Income$87.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$4.9MM$5.1MM
LoansQ2 2016vs Q2 2015$3.2MM$3.9MM
DepositsQ2 2016vs Q2 2015$4.4MM$4.3MM
Equity CapitalQ2 2016vs Q2 2015$523.00K$765.00K
Loan Loss AllowanceQ2 2016vs Q2 2015$29.00K$32.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$56.00K$142.00K
Real Estate OwnedQ2 2016vs Q2 2015$10.00K$10.00K
Rates
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People's First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Account
0.30%--Regular Share Account
0.30%--Christmas Club

People's First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Money Market Account

People's First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$10k-60 Month CD
0.95%$10k-36 Month CD
0.85%$10k-30 Month CD
0.75%--24 Month CD
0.65%--12 Month CD
0.50%--6 Month CD
Locations


People's First Federal Credit Union Locations
Branch Office1140 Ford AveBirmingham, AL 35217