Featured Savings Rates
Featured Accounts

Perry Point Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.40%1-year CD12 Month CD
0.10%SavingsSpecial Share Savings
0.80%3-year CD36 Month CD

Overview / Commentary
800-625-6336
Fifth St. and Ave. D
Perry Point, MD 21902

Perry Point Federal Credit Union is headquartered in Perry Point and is the 56th largest credit union in the state of Maryland. It is also the 3,349th largest credit union in the nation. It was established in 1936 and as of December of 2016, it had grown to 6 employees and 3,829 members at 1 location. Perry Point Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of U. S. Department of Veterans Affairs who work at the V. A. Maryland Health Care System in Perry Point, Baltimore, Fort Howard, Cambridge, Pocomoke City, Glen Burnie, Charlotte Hall, or Linthicum, Community Fire Company, St. Mark’s Episcopal Church in Perryville, Perryville United Methodist Church, Good Shepherd Parish, American Legion Mason-Dixon Post #194, American Legion Ladies Auxiliary Unit #194, and Sons of the American Legion Squadron 194 in Rising Sun, Charlestown Missionary Baptist Church, Box Car Avenue Ice Cream and Sandwich Shop, Alpha’s Glory Crisis Pregnancy Center, Calvert Manor Healthcare Center, J P Chevrolet, Chesapeake Health Education Program, Pure Indulgence in Port Deposit, U. S. Postal Service in Perry Point, Port Deposit, Havre de Grace, and Rising Sun, Town of Perryville, U. S. Public Health Service in Perry Point, Susquehanna American Legion Auxiliary Unit 135, Jerry Skrivanek Post #8185, Veterans of Foreign Wars in Port Deposit.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Perry Point Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #1477
Year Chartered1936
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD-0.39%
Return on Equity - YTD-4.42%
Annual Interest Income$584.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$21.4MM$20.1MM
LoansQ4 2016vs Q4 2015$8.1MM$8.2MM
DepositsQ4 2016vs Q4 2015$19.5MM$18.2MM
Equity CapitalQ4 2016vs Q4 2015$1.9MM$1.9MM
Loan Loss AllowanceQ4 2016vs Q4 2015$129.00K$111.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$42.00K$46.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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Perry Point Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Regular Share Savings
0.10%--Special Share Savings
0.10%--Minor Share Savings
0.10%--Christmas Club Share Savings

Perry Point Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-36 Month CD
0.60%$500-24 Month CD
0.40%$500-12 Month CD

Perry Point Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-36 Month IRA
0.60%$500-24 Month IRA
0.40%$500-12 Month IRA
Locations


Perry Point Federal Credit Union Locations
Branch OfficeFifth St. and Ave. DPerry Point, MD 21902