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Overview / Commentary
518-643-9915
700 Bear Swamp Rd
Peru, NY 12972

Peru Federal Credit Union is headquartered in Peru and is the 185th largest credit union in the state of New York. It is also the 3,523rd largest credit union in the nation. It was established in 1963 and as of September of 2017, it had grown to 7 employees and 2,479 members at 1 location. Peru Federal Credit Union has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Peru Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #15516
Year Chartered1963
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD1.71%
Annual Interest Income$564.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$18.4MM$17.3MM
LoansQ3 2017vs Q3 2016$10.5MM$9.9MM
DepositsQ3 2017vs Q3 2016$15.5MM$14.5MM
Equity CapitalQ3 2017vs Q3 2016$2.8MM$2.8MM
Loan Loss AllowanceQ3 2017vs Q3 2016$186.00K$160.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$37.00K$134.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates

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Locations


Peru Federal Credit Union Locations
Branch Office700 Bear Swamp RdPeru, NY 12972-4805