Overview / Commentary
518-643-9915
700 Bear Swamp Rd
Peru, NY 12972

Peru Federal Credit Union is headquartered in Peru and is the 182nd largest credit union in the state of New York. It is also the 3,446th largest credit union in the nation. It was established in 1963 and as of March of 2018, it had grown to 7 employees and 2,464 members at 1 location. Peru Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Essex or Clinton Counties in New York.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Peru Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #15516
Year Chartered1963
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD5.65%
Annual Interest Income$193.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$19.2MM$17.7MM
LoansQ1 2018vs Q1 2017$10.7MM$10.0MM
DepositsQ1 2018vs Q1 2017$16.2MM$14.8MM
Equity CapitalQ1 2018vs Q1 2017$2.9MM$2.8MM
Loan Loss AllowanceQ1 2018vs Q1 2017$164.00K$141.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$45.00K$73.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates

Sorry, we do not have rate data for Peru Federal Credit Union.

Locations


Peru Federal Credit Union Locations
Branch Office700 Bear Swamp RdPeru, NY 12972-4805

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