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Overview / Commentary
2512 S Broad St Ground Florr
Philadelphia, PA 19145-4658

Philadelphia Letter Carriers FCU is headquartered in Philadelphia and is the 291st largest credit union in the state of Pennsylvania. It is also the 4,594th largest credit union in the nation. It was established in 1947 and as of December of 2017, it had grown to 2 employees and 1,310 members at 1 location. Philadelphia Letter Carriers FCU's CD rates are 39% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Philadelphia Letter Carriers Federal Credit Union is open to letter carriers and employees in the Robert C. Nix Federal building.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Philadelphia Letter Carriers FCU has a very low asset base.

Health Grade Components

NCUA #5539
Year Chartered1947
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD1.87%
Annual Interest Income$323.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$5.8MM$5.7MM
LoansQ4 2017vs Q4 2016$3.6MM$3.7MM
DepositsQ4 2017vs Q4 2016$4.9MM$4.8MM
Equity CapitalQ4 2017vs Q4 2016$856.00K$840.00K
Loan Loss AllowanceQ4 2017vs Q4 2016$57.00K$68.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$48.00K$43.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Philadelphia Letter Carriers FCU Savings Account Rates

0.25%--Regular shares
0.25%--Vacation shares
0.25%--Christmas shares

Philadelphia Letter Carriers FCU CD Rates

1.25%--12 Month CD
0.80%--9 Month CD
0.80%--6 Month CD
0.60%--3 Month CD

Philadelphia Letter Carriers FCU Locations
Branch Office2512 S Broad St Ground FlorrPhiladelphia, PA 19145-4658