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Overview / Commentary
2512 S Broad St Ground Florr
Philadelphia, PA 19145-4658

Philadelphia Letter Carriers FCU is headquartered in Philadelphia and is the 293rd largest credit union in the state of Pennsylvania. It is also the 4,696th largest credit union in the nation. It was established in 1947 and as of March of 2017, it had grown to 2 employees and 1,356 members at 1 location. Philadelphia Letter Carriers FCU has a B health rating.

Field of Membership Restrictions

Membership in Philadelphia Letter Carriers Federal Credit Union is open to letter carriers and employees in the Robert C. Nix Federal building.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Philadelphia Letter Carriers FCU has a very low asset base.

Health Grade Components

NCUA #5539
Year Chartered1947
Primary Regulator
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD7.48%
Annual Interest Income$79.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$6.0MM$5.5MM
LoansQ1 2017vs Q1 2016$3.7MM$3.5MM
DepositsQ1 2017vs Q1 2016$5.1MM$4.7MM
Equity CapitalQ1 2017vs Q1 2016$856.00K$829.00K
Loan Loss AllowanceQ1 2017vs Q1 2016$69.00K$58.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$43.00K$36.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
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Philadelphia Letter Carriers FCU Savings Account Rates

0.25%--Regular shares
0.25%--Vacation shares
0.25%--Christmas shares

Philadelphia Letter Carriers FCU CD Rates

0.70%--12 Month CD
0.50%--9 Month CD
0.50%--6 Month CD
0.30%--3 Month CD

Philadelphia Letter Carriers FCU Locations
Branch Office2512 S Broad St Ground FlorrPhiladelphia, PA 19145-4658