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Overview / Commentary
215-922-5474
2512 S Broad St Ground Florr
Philadelphia, PA 19145-4658

Philadelphia Letter Carriers FCU is headquartered in Philadelphia and is the 299th largest credit union in the state of Pennsylvania. It is also the 4,700th largest credit union in the nation. It was established in 1947 and as of June of 2017, it had grown to 2 employees and 1,360 members at 1 location. Philadelphia Letter Carriers FCU's CD rates are 39% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Philadelphia Letter Carriers Federal Credit Union is open to letter carriers and employees in the Robert C. Nix Federal building.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Philadelphia Letter Carriers FCU has a very low asset base.

Health Grade Components

Overall
NCUA #5539
Year Chartered1947
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD7.99%
Annual Interest Income$162.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$5.7MM$5.5MM
LoansQ2 2017vs Q2 2016$3.6MM$3.6MM
DepositsQ2 2017vs Q2 2016$4.8MM$4.7MM
Equity CapitalQ2 2017vs Q2 2016$876.00K$848.00K
Loan Loss AllowanceQ2 2017vs Q2 2016$63.00K$53.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$48.00K$34.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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Philadelphia Letter Carriers FCU Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Regular shares
0.25%--Vacation shares
0.25%--Christmas shares

Philadelphia Letter Carriers FCU CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%--12 Month CD
0.80%--9 Month CD
0.80%--6 Month CD
0.60%--3 Month CD
Locations


Philadelphia Letter Carriers FCU Locations
Branch Office2512 S Broad St Ground FlorrPhiladelphia, PA 19145-4658