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Overview / Commentary
2512 S Broad St Ground Florr
Philadelphia, PA 19145-4658

Philadelphia Letter Carriers FCU is headquartered in Philadelphia and is the 297th largest credit union in the state of Pennsylvania. It is also the 4,737th largest credit union in the nation. It was established in 1947 and as of December of 2016, it had grown to 2 employees and 1,316 members at 1 location. Philadelphia Letter Carriers FCU has a B health rating.

Field of Membership Restrictions

Membership in Philadelphia Letter Carriers Federal Credit Union is open to letter carriers and employees in the Robert C. Nix Federal building.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Philadelphia Letter Carriers FCU has a very low asset base.

Health Grade Components

NCUA #5539
Year Chartered1947
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD2.98%
Annual Interest Income$312.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$5.7MM$5.4MM
LoansQ4 2016vs Q4 2015$3.7MM$3.4MM
DepositsQ4 2016vs Q4 2015$4.8MM$4.6MM
Equity CapitalQ4 2016vs Q4 2015$840.00K$815.00K
Loan Loss AllowanceQ4 2016vs Q4 2015$68.00K$54.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$43.00K$11.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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Philadelphia Letter Carriers FCU Savings Account Rates

0.25%--Regular shares
0.25%--Vacation shares
0.25%--Christmas shares

Philadelphia Letter Carriers FCU CD Rates

0.70%--12 Month CD
0.50%--9 Month CD
0.50%--6 Month CD
0.30%--3 Month CD

Philadelphia Letter Carriers FCU Locations
Branch Office2512 S Broad St Ground FlorrPhiladelphia, PA 19145-4658