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Overview / Commentary
209 S Tradd St
Statesville, NC 28677-5859

Piedmont Credit Union is headquartered in Statesville and is the 68th largest credit union in the state of North Carolina. It is also the 4,874th largest credit union in the nation. It was established in 1981 and as of September of 2017, it had grown to 3 employees and 1,138 members at 1 location. Piedmont Credit Union has a C+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Piedmont Credit Union has a very low asset base.

Health Grade Components

NCUA #65781
Year Chartered1981
Primary Regulator
Profit Margin
Return on Assets - YTD-0.99%
Return on Equity - YTD-7.25%
Annual Interest Income$154.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$4.4MM$4.5MM
LoansQ3 2017vs Q3 2016$3.1MM$3.1MM
DepositsQ3 2017vs Q3 2016$3.7MM$3.9MM
Equity CapitalQ3 2017vs Q3 2016$607.00K$637.00K
Loan Loss AllowanceQ3 2017vs Q3 2016$41.00K$17.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$45.00K$15.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0

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Piedmont Credit Union Locations
Branch Office209 S Tradd StStatesville, NC 28677-5859