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Overview / Commentary
7597 Monterey Street
Gilroy, CA 95020

Pinnacle Bank (CA) is headquartered in Gilroy and is the 126th largest bank in the state of California. It is also the 2,431st largest bank in the nation. It was established in 2006 and as of March of 2016, it had grown to 47 employees at 3 locations. Pinnacle Bank (CA) has an A+ health rating.


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Health Grade Components

FDIC Certificate #58297
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD12.1%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$266.2MM$242.2MM
LoansQ1 2016vs Q1 2015$192.0MM$161.1MM
DepositsQ1 2016vs Q1 2015$237.8MM$216.8MM
Equity CapitalQ1 2016vs Q1 2015$26.3MM$24.3MM
Loan Loss AllowanceQ1 2016vs Q1 2015$3.3MM$3.6MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$471.00K$918.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$1.4MM

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Pinnacle Bank (CA) Locations
Salinas Branch1276-A S. Main StSalinas, CA 93908
Pinnacle Bank7597 Monterey StreetGilroy, CA 95020
Morgan Hill Branch18181 Butterfield Boulevard, Suite 135Morgan Hill, CA 95037