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Overview / Commentary
7597 Monterey Street
Gilroy, CA 95020

Pinnacle Bank (CA) is headquartered in Gilroy and is the 123rd largest bank in the state of California. It is also the 2,441st largest bank in the nation. It was established in 2006 and as of June of 2016, it had grown to 48 employees at 3 locations. Pinnacle Bank (CA) has an A+ health rating.


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Health Grade Components

FDIC Certificate #58297
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD8.72%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$263.4MM$234.6MM
LoansQ2 2016vs Q2 2015$207.1MM$168.6MM
DepositsQ2 2016vs Q2 2015$233.5MM$208.7MM
Equity CapitalQ2 2016vs Q2 2015$26.8MM$24.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$3.3MM$3.6MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$455.00K$908.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$1.4MM

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Pinnacle Bank (CA) Locations
Salinas Branch1276-A S. Main StSalinas, CA 93908
Pinnacle Bank7597 Monterey StreetGilroy, CA 95020
Morgan Hill Branch18181 Butterfield Boulevard, Suite 135Morgan Hill, CA 95037