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Overview / Commentary
7597 Monterey Street
Gilroy, CA 95020

Pinnacle Bank (CA) is headquartered in Gilroy and is the 108th largest bank in the state of California. It is also the 1,983rd largest bank in the nation. It was established in 2006 and as of December of 2017, it had grown to 54 employees at 3 locations. Pinnacle Bank (CA) has an A+ health rating.


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Health Grade Components

FDIC Certificate #58297
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD9.21%
Annual Interest Income$14.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$342.5MM$295.6MM
LoansQ4 2017vs Q4 2016$265.1MM$236.2MM
DepositsQ4 2017vs Q4 2016$304.7MM$263.4MM
Equity CapitalQ4 2017vs Q4 2016$34.2MM$28.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$3.8MM$3.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$268.00K$83.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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Pinnacle Bank (CA) Locations
Salinas Branch1276-A S. Main StSalinas, CA 93901
Pinnacle Bank7597 Monterey StreetGilroy, CA 95020
Morgan Hill Branch18181 Butterfield Boulevard, Suite 135Morgan Hill, CA 95037