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Overview / Commentary
603 Center St
Milton, PA 17847-2443

Pinpoint Federal Credit Union (PA) is headquartered in MILTON and is the 183rd largest credit union in the state of Pennsylvania. It is also the 3,486th largest credit union in the nation. It was established in 1956 and as of June of 2017, it had grown to 8 employees and 2,586 members at 1 location. Pinpoint Federal Credit Union (PA) has a B+ health rating.

Field of Membership Restrictions

Must be an employee of Northumberland County Schools or other local Select Employee Groups (SEGs).
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pinpoint Federal Credit Union (PA) has a low asset base.

Health Grade Components

NCUA #11242
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.09%
Annual Interest Income$332.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$19.2MM$18.4MM
LoansQ2 2017vs Q2 2016$13.8MM$12.2MM
DepositsQ2 2017vs Q2 2016$17.1MM$16.2MM
Equity CapitalQ2 2017vs Q2 2016$2.1MM$2.2MM
Loan Loss AllowanceQ2 2017vs Q2 2016$103.00K$77.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$26.00K$211.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0

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Pinpoint Federal Credit Union (PA) Locations
Branch Office603 CENTER STMILTON, PA 17847-2443