Overview / Commentary
508-291-0777
2203 Cranberry Hwy
West Wareham, MA 02576-1210

PCT Federal Credit Union is headquartered in West Wareham and is the 74th largest credit union in the state of Massachusetts. It is also the 2,456th largest credit union in the nation. It was established in 1962 and as of June of 2018, it had grown to 12 employees and 3,829 members at 2 locations. PCT Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Must be an employee of any school system in Plymouth County or several other companies. Also open to those who live, work, worship or attend school in the Town of Wareham.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. PCT Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #14850
Year Chartered1962
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD-0.02%
Return on Equity - YTD-0.23%
Annual Interest Income$671.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$44.8MM$45.1MM
LoansQ2 2018vs Q2 2017$22.4MM$22.2MM
DepositsQ2 2018vs Q2 2017$40.1MM$40.5MM
Equity CapitalQ2 2018vs Q2 2017$4.4MM$4.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$92.00K$144.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$55.00K$45.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not PCT Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PCT Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$50-IRA Savings
0.10%$50-Savings Account
0.10%$50-Club Account

PCT Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$50k*-Money Market Accounts
OTHER TIERS: 0.40% $2k - $20k | 0.45% $20k - $50k

PCT Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$500-60 Month CD
2.79%$500-48 Month CD
2.53%$500-36 Month CD
2.33%$500-24 Month CD
2.12%$500-18 Month CD
1.92%$500-12 Month CD
1.61%$500-6 Month CD

PCT Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$500-60 Month IRA
2.79%$500-48 Month IRA
2.53%$500-36 Month IRA
2.33%$500-24 Month IRA
2.12%$500-18 Month IRA
1.92%$500-12 Month IRA
1.61%$500-6 Month IRA
Locations


PCT Federal Credit Union Locations
Branch Office2203 Cranberry HwyWest Wareham, MA 02576-1210
Branch Office7 Viking DrWareham, MA 02571

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.