2.32% 9-Month CD at Peoples National Bank in the Florida Panhandle - Local Only

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Peoples National Bank is offering a very competitive 9-month CD with a 2.32% APY. Minimum deposit is $10,000. There's also a competitive 24-month CD with a 2.50% APY. This has a smaller minimum deposit of only $1,000. These rates are listed in the bank's Deposit Accounts Rates page as of 8/27/09.

It appears a branch visit is required to open an account. Branches are located in the Florida Panhandle cities of Niceville, Freeport and DeFuniak.

The bank's ratings for safety and soundness are fair: 3½ stars (good) at BauerFinancial and 2 stars (below peer group) at Bankrate.com. Both ratings are based on 3/31/09 financial data. The bank has been a FDIC member since 1986 (FDIC Certificate # 26687).

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