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Overview / Commentary
111 Court Ave Ste 110 Administration Bldg.
Des Moines, IA 50309-2219

Polk County Credit Union is headquartered in Des Moines and is the 71st largest credit union in the state of Iowa. It is also the 4,672nd largest credit union in the nation. It was established in 1955 and as of December of 2017, it had grown to 2 employees and 811 members at 1 location. Polk County Credit Union's savings rates are 35% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Polk County Credit Union is open to employees of Polk County, Broadlawns Hospital, city of Altoona, Heartland AEA, and Fifth Judicial.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Polk County Credit Union has a very low asset base.

Health Grade Components

NCUA #65039
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD1.45%
Return on Equity - YTD8.38%
Annual Interest Income$240.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$5.3MM$5.3MM
LoansQ4 2017vs Q4 2016$4.1MM$3.9MM
DepositsQ4 2017vs Q4 2016$4.4MM$4.5MM
Equity CapitalQ4 2017vs Q4 2016$919.00K$841.00K
Loan Loss AllowanceQ4 2017vs Q4 2016$28.00K$28.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$0$18.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Polk County Credit Union Savings Account Rates

OTHER TIERS: 0.40% $500 - $10k | 0.50% $10k - $25k

Polk County Credit Union Locations
Branch Office111 Court Ave Ste 110 Administration Bldg.Des Moines, IA 50309-2219