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Overview / Commentary
1213 N Main St
Blacksburg, VA 24060

Poly Scientific Employees Federal Credit Union is headquartered in Blacksburg and is the 94th largest credit union in the state of Virginia. It is also the 4,375th largest credit union in the nation. It was established in 1960 and as of June of 2016, it had grown to 867 members at 1 location. Poly Scientific Employees Federal Credit Union has a C+ health rating.

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Poly Scientific Employees Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #13544
Year Chartered1960
Employees0
Primary Regulator
Profit Margin
Return on Assets - YTD-0.05%
Return on Equity - YTD-0.3%
Annual Interest Income$91.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$8.9MM$8.8MM
LoansQ2 2016vs Q2 2015$2.7MM$2.8MM
DepositsQ2 2016vs Q2 2015$7.6MM$7.5MM
Equity CapitalQ2 2016vs Q2 2015$1.3MM$1.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$31.00K$37.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$125.00K$127.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates

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Locations


Poly Scientific Employees Federal Credit Union Locations
Branch Office1213 N Main StBlacksburg, VA 24060