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Overview / Commentary
510 N 6th St
Baton Rouge, LA 70802-5405

Postal Credit Union is headquartered in Baton Rouge and is the 65th largest credit union in the state of Louisiana. It is also the 3,026th largest credit union in the nation. It was established in 1931 and as of September of 2017, it had grown to 9 employees and 4,026 members at 2 locations. Postal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to USPS employees who live or work in in zip codes beginning with 704, 707, or 708.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal Credit Union has a low asset base.

Health Grade Components

NCUA #62148
Year Chartered1931
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD1.45%
Annual Interest Income$647.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$27.7MM$28.2MM
LoansQ3 2017vs Q3 2016$14.3MM$12.2MM
DepositsQ3 2017vs Q3 2016$22.3MM$22.7MM
Equity CapitalQ3 2017vs Q3 2016$5.1MM$5.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$153.00K$135.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$380.00K$286.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal Credit Union Savings Account Rates

1.00%--IRA Account
0.25%--Holiday Club Account
0.05%--Regular Shares Account

Postal Credit Union CD Rates

0.65%$1k-3 Year CD
0.50%$1k-2 Year CD
0.40%$1k-1 Year CD
0.30%$1k-6 Month CD

Postal Credit Union IRA Rates

1.00%$1k-3 Year IRA
0.90%*$10k*-2 Year IRA
OTHER TIERS: 0.85% $1k - $10k
0.65%*$5k*-1 Year IRA
OTHER TIERS: 0.60% $1k - $5k

Postal Credit Union Locations
Branch Office8101 Bluebonnet BlvdBaton Rouge, LA 70810
Branch Office510 N 6th StBaton Rouge, LA 70802-5405