Overview / Commentary
225-383-4109
510 N 6th St
Baton Rouge, LA 70802-5405

Postal Credit Union is headquartered in Baton Rouge and is the 63rd largest credit union in the state of Louisiana. It is also the 3,061st largest credit union in the nation. It was established in 1931 and as of June of 2018, it had grown to 9 employees and 3,971 members at 2 locations. Postal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to USPS employees who live or work in in zip codes beginning with 704, 707, or 708.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62148
Year Chartered1931
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD-1.09%
Return on Equity - YTD-5.95%
Annual Interest Income$438.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$26.5MM$27.9MM
LoansQ2 2018vs Q2 2017$13.8MM$13.9MM
DepositsQ2 2018vs Q2 2017$21.5MM$22.6MM
Equity CapitalQ2 2018vs Q2 2017$4.8MM$5.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$201.00K$120.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$294.00K$373.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Savings
0.25%--Holiday Club
0.05%--Regular Shares

Postal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$1k-3 Year CD
0.50%$1k-2 Year CD
0.40%$1k-1 Year CD
0.30%$1k-6 Month CD

Postal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-3 Year IRA
0.90%*$10k*-2 Year IRA
OTHER TIERS: 0.85% $1k - $10k
0.65%*$5k*-1 Year IRA
OTHER TIERS: 0.60% $1k - $5k
Locations


Postal Credit Union Locations
Branch Office8101 Bluebonnet BlvdBaton Rouge, LA 70810
Branch Office510 N 6th StBaton Rouge, LA 70802-5405

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