Postal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.40%	1-year CD	2.65% - Barclays 12 Month Online CD
0.05%	Savings	2.00% - Ally Bank Online Savings Account
0.65%	3-year CD	2.85% - Synchrony Bank 36 Month CD

View all Postal Credit Union rates »

Overview / Commentary

www.brlapcu.com

225-383-4109

510 N 6th St
Baton Rouge, LA 70802-5405

Postal Credit Union is headquartered in Baton Rouge and is the 64^th largest credit union in the state of Louisiana. It is also the 3,069^th largest credit union in the nation. It was established in 1931 and as of September of 2018, it had grown to 9 employees and 3,971 members at 2 locations. Postal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to USPS employees who live or work in in zip codes beginning with 704, 707, or 708.
See current membership details

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Health

C+

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	62148
Year Chartered	1931
Employees	9
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.55%
Return on Equity - YTD	-2.98%
Annual Interest Income	$686.00K

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$26.0MM$27.7MM
Loans	Q3 2018vs Q3 2017	$14.2MM$14.3MM
Deposits	Q3 2018vs Q3 2017	$21.0MM$22.3MM
Equity Capital	Q3 2018vs Q3 2017	$4.9MM$5.1MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$236.00K$153.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$570.00K$380.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Savings
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	-	IRA Savings
0.25%	-	-	Holiday Club
0.05%	-	-	Regular Shares

Postal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	$1k	-	3 Year CD
0.50%	$1k	-	2 Year CD
0.40%	$1k	-	1 Year CD
0.30%	$1k	-	6 Month CD

Postal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$1k	-	3 Year IRA
0.90%^*	$10k^*	-	2 Year IRA
OTHER TIERS: 0.85% → $1k - $10k
0.65%^*	$5k^*	-	1 Year IRA
OTHER TIERS: 0.60% → $1k - $5k

Locations

Postal Credit Union Locations
Branch Office	8101 Bluebonnet Blvd	Baton Rouge, LA 70810
Branch Office	510 N 6th St	Baton Rouge, LA 70802-5405

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