Postal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.40% | 1-year CD | 1.37% - National Average |
| 0.05% | Savings | 0.26% - National Average |
| 0.65% | 3-year CD | 1.87% - National Average |
Postal Credit Union is headquartered in Baton Rouge and is the 65th largest credit union in the state of Louisiana. It is also the 3,059th largest credit union in the nation. It was established in 1931 and as of December of 2018, it had grown to 9 employees and 3,897 members at 2 locations. Postal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to USPS employees who live or work in in zip codes beginning with 704, 707, or 708.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62148 |
| Year Chartered | 1931 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.49% |
| Return on Equity - YTD | -2.64% |
| Annual Interest Income | $918.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $25.9MM$27.0MM |
| Loans | Q4 2018vs Q4 2017 | $14.0MM$14.6MM |
| Deposits | Q4 2018vs Q4 2017 | $20.8MM$21.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $4.9MM$5.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $295.00K$139.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $365.00K$313.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Postal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Postal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | IRA Savings | |
| 0.25% | - | - | Holiday Club | |
| 0.05% | - | - | Regular Shares |
Postal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.65% | $1k | - | 3 Year CD | |
| 0.50% | $1k | - | 2 Year CD | |
| 0.40% | $1k | - | 1 Year CD | |
| 0.30% | $1k | - | 6 Month CD |
Postal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00% | $1k | - | 3 Year IRA | ||
| 0.90%* | $10k* | - | 2 Year IRA | ||
| OTHER TIERS: 0.85% → $1k - $10k | |||||
| 0.65%* | $5k* | - | 1 Year IRA | ||
| OTHER TIERS: 0.60% → $1k - $5k | |||||
| Postal Credit Union Locations | ||
|---|---|---|
| Branch Office | 8101 Bluebonnet Blvd | Baton Rouge, LA 70810 |
| Branch Office | 510 N 6th St | Baton Rouge, LA 70802-5405 |