Postal Family Credit Union, Inc.

Popular Accounts at this Credit Union

2.01%5-year CD
0.80%1-year CD
View all Postal Family Credit Union, Inc. rates »

Overview / Commentary
1243 W 8TH ST
CINCINNATI, OH 45203-1004

Postal Family Credit Union, Inc. is headquartered in CINCINNATI and is the 91st largest credit union in the state of Ohio. It is also the 2,139th largest credit union in the nation. It was established in 1932 and as of December of 2018, it had grown to 13 employees and 5,765 members at 2 locations. Postal Family Credit Union, Inc. has a B+ health rating.

Field of Membership Restrictions

Membership is open to postal employees and retirees and to employees of the City of Harrison, Rose Exterminators, Advo, or Kitchens by Rutenschroer.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal Family Credit Union, Inc. has a relatively low asset base.

Health Grade Components

NCUA #97079
Year Chartered1932
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD3.56%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$59.6MM$59.6MM
LoansQ4 2018vs Q4 2017$30.7MM$25.2MM
DepositsQ4 2018vs Q4 2017$50.1MM$50.1MM
Equity CapitalQ4 2018vs Q4 2017$8.5MM$8.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$333.00K$383.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$362.00K$284.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$58.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal Family Credit Union, Inc. Savings Account Rates

0.20%*$20k*-Regular Share/Savings
OTHER TIERS: 0.12% $100 - $10k | 0.15% $10k - $20k
0.20%*$20k*-Special Share 30 Savings
OTHER TIERS: 0.12% $100 - $10k | 0.15% $10k - $20k
0.12%--Vacation Club
0.12%--Christmas Club

Postal Family Credit Union, Inc. Checking Account Rates

0.05%--Share Draft/Checking

Postal Family Credit Union, Inc. CD Rates

2.01%$500-60 Month Share Certificate
1.21%$500-24 Month Share Certificate
1.00%$500-18 Month Share Certificate
0.80%$500-12 Month Share Certificate
0.80%$25-12 Month PRD Certificate
0.50%$500-182 Day Share Certificate

Postal Family Credit Union, Inc. IRA Rates

2.02%$500-60 Month IRA Certificate
1.21%$500-24 Month IRA Certificate
1.00%$500-18 Month IRA Certificate
0.80%$25-12 Month PRD IRA Certificate

Postal Family Credit Union, Inc. Locations
Branch Office1243 W 8TH STCINCINNATI, OH 45203-1004
Branch Office1111 E 5th StDAYTON, OH 45402

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