Overview / Commentary
800-265-4527
1243 W 8TH ST
CINCINNATI, OH 45203-1004

Postal Family Credit Union, Inc. is headquartered in CINCINNATI and is the 91st largest credit union in the state of Ohio. It is also the 2,154th largest credit union in the nation. It was established in 1932 and as of September of 2018, it had grown to 13 employees and 6,625 members at 2 locations. Postal Family Credit Union, Inc. has a B+ health rating.

Field of Membership Restrictions

Membership is open to postal employees and retirees and to employees of the City of Harrison, Rose Exterminators, Advo, or Kitchens by Rutenschroer.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal Family Credit Union, Inc. has a relatively low asset base.

Health Grade Components

Overall
NCUA #97079
Year Chartered1932
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD2.37%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$59.3MM$58.9MM
LoansQ3 2018vs Q3 2017$29.9MM$24.4MM
DepositsQ3 2018vs Q3 2017$50.5MM$50.3MM
Equity CapitalQ3 2018vs Q3 2017$8.4MM$8.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$386.00K$378.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$260.00K$212.00K
Real Estate OwnedQ3 2018vs Q3 2017$58.00K$58.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal Family Credit Union, Inc. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$20k*-Regular Share/Savings
OTHER TIERS: 0.12% $100 - $10k | 0.15% $10k - $20k
0.20%*$20k*-Special Share 30 Savings
OTHER TIERS: 0.12% $100 - $10k | 0.15% $10k - $20k
0.12%--Vacation Club
0.12%--Christmas Club

Postal Family Credit Union, Inc. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Draft/Checking

Postal Family Credit Union, Inc. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$500-60 Month Share Certificate
1.21%$500-24 Month Share Certificate
1.00%$500-18 Month Share Certificate
0.80%$500-12 Month Share Certificate
0.80%$25-12 Month PRD Certificate
0.50%$500-182 Day Share Certificate

Postal Family Credit Union, Inc. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-60 Month IRA Certificate
1.21%$500-24 Month IRA Certificate
1.00%$500-18 Month IRA Certificate
0.80%$25-12 Month PRD IRA Certificate
Locations


Postal Family Credit Union, Inc. Locations
Branch Office1243 W 8TH STCINCINNATI, OH 45203-1004
Branch Office1111 E 5th StDAYTON, OH 45402

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