Overview / Commentary
2730 12th Ave S
Fargo, ND 58103

Postal Family Federal Credit Union is headquartered in FARGO and is the 19th largest credit union in the state of North Dakota. It is also the 3,161st largest credit union in the nation. It was established in 1936 and as of June of 2018, it had grown to 7 employees and 2,382 members at 2 locations. Postal Family Federal Credit Union's money market rates are 93% higher than the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of the United Postal Service in North Dakota, South Dakota and Minnesota.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal Family Federal Credit Union has a low asset base.

Health Grade Components

NCUA #951
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD-0.45%
Return on Equity - YTD-4.25%
Annual Interest Income$422.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$24.3MM$24.0MM
LoansQ2 2018vs Q2 2017$10.0MM$9.8MM
DepositsQ2 2018vs Q2 2017$21.7MM$21.4MM
Equity CapitalQ2 2018vs Q2 2017$2.6MM$2.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$168.00K$61.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$523.00K$121.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal Family Federal Credit Union Savings Account Rates

0.10%$25-Regular Shares
0.10%$5-Christmas Club

Postal Family Federal Credit Union Money Market Rates

0.85%*$500k*-Money Market
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k | 0.25% $100k - $200k | 0.35% $200k - $500k

Postal Family Federal Credit Union CD Rates

2.85%$50k-60 Month CD
2.50%$50k-48 Month CD
2.40%$50k-36 Month CD
1.50%$100k-12 Month CD Special
0.35%$1k-12 Month CD
0.20%$1k-6 Month CD

Postal Family Federal Credit Union Locations
Branch Office2501 28TH AVE SGRAND FORKS, ND 58203
Branch Office2730 12TH AVE SFARGO, ND 58103

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