Overview / Commentary
2730 12th Ave S
Fargo, ND 58103

Postal Family Federal Credit Union is headquartered in FARGO and is the 22nd largest credit union in the state of North Dakota. It is also the 3,169th largest credit union in the nation. It was established in 1936 and as of December of 2018, it had grown to 7 employees and 2,386 members at 2 locations. Postal Family Federal Credit Union's money market rates are 93% higher than the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of the United Postal Service in North Dakota, South Dakota and Minnesota.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal Family Federal Credit Union has a low asset base.

Health Grade Components

NCUA #951
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD3.37%
Annual Interest Income$865.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$23.6MM$24.4MM
LoansQ4 2018vs Q4 2017$10.4MM$10.0MM
DepositsQ4 2018vs Q4 2017$20.8MM$21.7MM
Equity CapitalQ4 2018vs Q4 2017$2.7MM$2.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$128.00K$40.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$519.00K$4.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal Family Federal Credit Union Savings Account Rates

0.10%$25-Regular Shares
0.10%$5-Christmas Club

Postal Family Federal Credit Union Money Market Rates

0.85%*$500k*-Money Market
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k | 0.25% $100k - $200k | 0.35% $200k - $500k

Postal Family Federal Credit Union CD Rates

2.85%$50k-60 Month CD
2.50%$50k-48 Month CD
2.40%$50k-36 Month CD
1.50%$100k-12 Month CD Special
0.35%$1k-12 Month CD
0.20%$1k-6 Month CD

Postal Family Federal Credit Union Locations
Branch Office2501 28TH AVE SGRAND FORKS, ND 58203
Branch Office2730 12TH AVE SFARGO, ND 58103

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