Overview / Commentary
1300 Broad St
Wichita Falls, TX 76301-7112

Postel Family Credit Union is headquartered in Wichita Falls and is the 165th largest credit union in the state of Texas. It is also the 2,123rd largest credit union in the nation. It was established in 1929 and as of September of 2018, it had grown to 24 employees and 6,558 members at 2 locations. Postel Family Credit Union's CD rates are 57% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Baylor, Archer, Clay, Wichita or Wilbarger Counties in Texas. Membership is also open to employees of select employee groups along with the families of existing members..
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postel Family Credit Union has a relatively low asset base.

Health Grade Components

NCUA #67554
Year Chartered1929
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.44%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$61.0MM$66.6MM
LoansQ3 2018vs Q3 2017$37.9MM$39.4MM
DepositsQ3 2018vs Q3 2017$54.7MM$60.3MM
Equity CapitalQ3 2018vs Q3 2017$6.0MM$5.9MM
Loan Loss AllowanceQ3 2018vs Q3 2017$393.00K$527.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$177.00K$121.00K
Real Estate OwnedQ3 2018vs Q3 2017$104.00K$61.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postel Family Credit Union Savings Account Rates

1.00%*-$2.5kChristmas Club
OTHER TIERS: 0.10% $2.5k+
0.25%--IRA Shares
0.25%--Health Savings Account
0.10%--Regular Shares (Savings)

Postel Family Credit Union Money Market Rates

0.10%--Money Market

Postel Family Credit Union Checking Account Rates

0.05%$1k-Share Drafts (Checking)

Postel Family Credit Union CD Rates

2.42%$1k-5 Year CD
2.12%$1k-4 Year CD
2.02%$1k-3 Year CD
1.56%$1k-2 Year CD
1.46%$1k-18 Month CD
1.41%$1k-1 Year CD
0.75%$1k-6 Month CD
0.35%$1k-90 Day CD

Postel Family Credit Union IRA Rates

2.42%$1k-5 Year IRA
2.12%$1k-4 Year IRA
2.02%$1k-3 Year IRA
1.56%$1k-2 Year IRA
1.46%$1k-18 Month IRA
1.41%$1k-1 Year IRA
0.75%$1k-6 Month IRA
0.35%$1k-90 Day IRA

Postel Family Credit Union Locations
Branch Office3410 McNiel AveWichita Falls, TX 76308-1503
Branch Office1300 Broad StWichita Falls, TX 76301-7112

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