Overview / Commentary
1430 S Broadway
Minot, ND 58702-3160

Prairie Federal Credit Union is headquartered in MINOT and is the 9th largest credit union in the state of North Dakota. It is also the 1,434th largest credit union in the nation. It was established in 1937 and as of December of 2018, it had grown to 21 employees and 6,771 members at 1 location. Prairie Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Bottineau, McHenry, McLean, Mountrial, Renville or Ward County in North Dakota. Membership is also open to immediate family of existing members.
See current membership details


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Health Grade Components

NCUA #1888
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD6.92%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$122.0MM$121.2MM
LoansQ4 2018vs Q4 2017$100.9MM$99.5MM
DepositsQ4 2018vs Q4 2017$106.0MM$106.3MM
Equity CapitalQ4 2018vs Q4 2017$15.4MM$14.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.1MM$2.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.4MM$4.8MM
Real Estate OwnedQ4 2018vs Q4 2017$180.00K$0
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Always verify rates and promotions with the bank or credit union. We are not Prairie Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Prairie Federal Credit Union Savings Account Rates

1.00%--IRA Daily
0.10%$15-Regular Shares
0.10%--Secondary Shares
0.10%--Vacation Club
0.10%--Christmas Club

Prairie Federal Credit Union Money Market Rates

1.00%*$150k*-Money Market Bonus Share Savings
OTHER TIERS: 0.20% $500 - $25k | 0.30% $25k - $150k

Prairie Federal Credit Union Checking Account Rates

0.05%$750-Dividend Bearing Share Drafts

Prairie Federal Credit Union CD Rates

3.05%*$10k*-60 Month CD
OTHER TIERS: 2.80% $500 - $10k
2.75%*$10k*-36 Month CD
OTHER TIERS: 2.50% $500 - $10k
2.40%*$10k*-48 Month CD
OTHER TIERS: 2.15% $500 - $10k
2.00%*$10k*-24 Month CD
OTHER TIERS: 1.75% $500 - $10k
1.50%*$10k*-12 Month CD
OTHER TIERS: 1.25% $500 - $10k
1.00%*$10k*-6 Month CD
OTHER TIERS: 0.15% $500 - $10k

Prairie Federal Credit Union IRA Rates

3.05%$500-60 Month IRA
2.75%$500-36 Month IRA
2.40%$500-48 Month IRA
2.00%$500-24 Month IRA
1.50%$500-12 Month IRA
1.00%$500-6 Month IRA

Prairie Federal Credit Union Locations
Branch Office1430 S BROADWAYMINOT, ND 58701-5933

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