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Overview / Commentary
1430 S Broadway
Minot, ND 58702-3160

Prairie Federal Credit Union is headquartered in MINOT and is the 9th largest credit union in the state of North Dakota. It is also the 1,420th largest credit union in the nation. It was established in 1937 and as of December of 2017, it had grown to 19 employees and 7,778 members at 1 location. Prairie Federal Credit Union's CD rates are 23% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Bottineau, McHenry, McLean, Mountrial, Renville or Ward County in North Dakota. Membership is also open to immediate family of existing members.
See current membership details


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Health Grade Components

NCUA #1888
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD-0.15%
Return on Equity - YTD-1.27%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$121.2MM$121.9MM
LoansQ4 2017vs Q4 2016$99.5MM$97.7MM
DepositsQ4 2017vs Q4 2016$106.3MM$106.9MM
Equity CapitalQ4 2017vs Q4 2016$14.4MM$14.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.3MM$1.0MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$4.8MM$231.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$400.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Prairie Federal Credit Union Savings Account Rates

1.00%--IRA Daily
0.10%$15-Regular Shares
0.10%--Secondary Shares
0.10%--Vacation Club
0.10%--Christmas Club

Prairie Federal Credit Union Money Market Rates

0.30%*$25k*-Money Market Bonus Share Savings
OTHER TIERS: 0.20% $500 - $25k

Prairie Federal Credit Union Checking Account Rates

0.05%$750-Dividend Bearing Share Drafts

Prairie Federal Credit Union CD Rates

2.02%*$10k*-60 Month CD
OTHER TIERS: 1.41% $500 - $10k
1.76%*$10k*-48 Month CD
OTHER TIERS: 1.26% $500 - $10k
1.51%*$10k*-36 Month CD
OTHER TIERS: 1.00% $500 - $10k
1.36%*$10k*-24 Month CD
OTHER TIERS: 0.75% $500 - $10k
1.11%*$10k*-12 Month CD
OTHER TIERS: 0.40% $500 - $10k
0.40%*$10k*-6 Month CD
OTHER TIERS: 0.25% $500 - $10k

Prairie Federal Credit Union IRA Rates

2.02%$500-60 Month IRA
1.76%$500-48 Month IRA
1.51%$500-36 Month IRA
1.36%$500-24 Month IRA
1.11%$500-12 Month IRA
0.40%$500-6 Month IRA

Prairie Federal Credit Union Locations
Branch Office1430 S BROADWAYMINOT, ND 58701-5933

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