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Overview / Commentary
101 First Avenue, Northwest
Cullman, AL 35055

Premier Bank of the South is headquartered in Cullman and is the 62nd largest bank in the state of Alabama. It is also the 3,107th largest bank in the nation. It was established in 1987 and as of March of 2018, it had grown to 64 employees at 9 locations. Premier Bank of the South has an A health rating.

Reviews (1)

Premier Bank of the South

I have been banking with Premier Bank of the South for about seven years. I chose Premier Bank because it's who my family has always banked with, and I needed a savings account to put all of my graduation money into. After I got my first job, I decided to set up a checking account with them for direct deposit. I have only had a few issues and concerns with Premier Bank over the past seven years, and they were always so helpful and willing to help me resolve the issue. What I love most about Premier Bank is they're one of the few banks that still offers free checking accounts. They also offer online banking, which is convenient when I need to check my account or balance my checkbook. I would recommend Premier Bank to anyone who is looking for a friendly and reputable financial institution.


Health Grade Components

FDIC Certificate #27118
Year Established1987
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD12.99%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$182.1MM$175.4MM
LoansQ1 2018vs Q1 2017$123.6MM$113.1MM
DepositsQ1 2018vs Q1 2017$164.4MM$158.2MM
Equity CapitalQ1 2018vs Q1 2017$16.6MM$16.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.8MM$1.6MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$203.00K$7.00K
Real Estate OwnedQ1 2018vs Q1 2017$902.00K$910.00K

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Premier Bank of the South Locations
Premier Bank Of The South101 First Avenue, NorthwestCullman, AL 35055
Vinemont Branch25 County Road 1292Vinemont, AL 35179
Eva Office5576 Highway 55 EastEva, AL 35621
Madison Branch8803 Madison BlvdMadison, AL 35758
Addison Branch30710 Us 278Addison, AL 35540
Huntsville Branch2123 Whitesburg DriveHuntsville, AL 35801
North Office3323 Alabama Highway 157Cullman, AL 35058
West Point Office207 County Road 1242Vinemont, AL 35179

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