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Overview / Commentary
101 First Avenue, Northwest
Cullman, AL 35055

Premier Bank of the South is headquartered in Cullman and is the 65th largest bank in the state of Alabama. It is also the 3,228th largest bank in the nation. It was established in 1987 and as of December of 2017, it had grown to 66 employees at 9 locations. Premier Bank of the South has an A health rating.

Reviews (1)

Premier Bank of the South

I have been banking with Premier Bank of the South for about seven years. I chose Premier Bank because it's who my family has always banked with, and I needed a savings account to put all of my graduation money into. After I got my first job, I decided to set up a checking account with them for direct deposit. I have only had a few issues and concerns with Premier Bank over the past seven years, and they were always so helpful and willing to help me resolve the issue. What I love most about Premier Bank is they're one of the few banks that still offers free checking accounts. They also offer online banking, which is convenient when I need to check my account or balance my checkbook. I would recommend Premier Bank to anyone who is looking for a friendly and reputable financial institution.


Health Grade Components

FDIC Certificate #27118
Year Established1987
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD11.78%
Annual Interest Income$7.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$174.0MM$167.7MM
LoansQ4 2017vs Q4 2016$122.5MM$115.1MM
DepositsQ4 2017vs Q4 2016$156.3MM$151.0MM
Equity CapitalQ4 2017vs Q4 2016$16.5MM$15.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.7MM$1.6MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$272.00K$272.00K
Real Estate OwnedQ4 2017vs Q4 2016$922.00K$958.00K

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Premier Bank of the South Locations
Premier Bank Of The South101 First Avenue, NorthwestCullman, AL 35055
Vinemont Branch25 County Road 1292Vinemont, AL 35179
Eva Office5576 Highway 55 EastEva, AL 35621
Madison Branch8803 Madison BlvdMadison, AL 35758
Addison Branch30710 Us 278Addison, AL 35540
Huntsville Branch2123 Whitesburg DriveHuntsville, AL 35801
North Office3323 Alabama Highway 157Cullman, AL 35058
West Point Office207 County Road 1242Vinemont, AL 35179

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