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Presidents Federal Credit Union

Popular Accounts at this Credit Union

0.45%1-year CD13 Month Share Certificate
0.10%SavingsRegular Share Savings Account
1.25%3-year CD37 Month Share Certificate

Overview / Commentary
4135 State Route 128
Cleves, OH 45002

Presidents Federal Credit Union is headquartered in CLEVES and is the 188th largest credit union in the state of Ohio. It is also the 4,013th largest credit union in the nation. It was established in 1994 and as of December of 2017, it had grown to 5 employees and 1,685 members at 1 location. Presidents Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Whitewater and Miami Townships in Hamilton County, Ohio.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Presidents Federal Credit Union has a low asset base, and a negative return on assets.

Health Grade Components

NCUA #24530
Year Chartered1994
Primary Regulator
Profit Margin
Return on Assets - YTD-2.3%
Return on Equity - YTD-25.67%
Annual Interest Income$592.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$11.2MM$11.3MM
LoansQ4 2017vs Q4 2016$7.1MM$8.2MM
DepositsQ4 2017vs Q4 2016$10.0MM$10.0MM
Equity CapitalQ4 2017vs Q4 2016$1.0MM$1.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$76.00K$38.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$228.00K$395.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Presidents Federal Credit Union Savings Account Rates

0.10%*$10k*-Regular Share Savings Account
OTHER TIERS: 0.05% $50 - $5k | 0.08% $5k - $10k
0.05%--Christmas Savings Account
0.05%--Vacation Savings Account
0.05%--IRA Share Savings Account

Presidents Federal Credit Union CD Rates

1.25%$1k-37 Month Share Certificate
1.19%$1k-19 Month Share Certificate
1.00%$1k-25 Month Share Certificate
0.45%$1k-13 Month Share Certificate
0.35%$1k-7 Month Share Certificate

Presidents Federal Credit Union IRA Rates

1.25%$1k-37 Month IRA Certificate
1.19%$1k-19 Month IRA Certificate
1.00%$1k-25 Month IRA Certificate
0.45%$1k-13 Month IRA Certificate
0.35%$1k-7 Month IRA Certificate

Presidents Federal Credit Union Locations
Branch Office4135 Hamilton Cleves RdCLEVES, OH 45002-9755