Featured Savings Rates
Featured Accounts

Prospectors Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.45%5-year CD5 Year CD
0.35%1-year CD11 Month Liquid Gold CD Special
0.35%SavingsRegular Share Account

Overview / Commentary
909-396-9688
1310 Valley Vista Dr
Diamond Bar, CA 91765

Prospectors Federal Credit Union is headquartered in Diamond Bar and is the 184th largest credit union in the state of California. It is also the 2,000th largest credit union in the nation. It was established in 1949 and as of June of 2016, it had grown to 16 employees and 5,165 members at 2 locations. Prospectors Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be an employee of one of the several Select Employer Groups (SEGs). Also open to those who live, work, worship or attend school in select communities.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Prospectors Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #6072
Year Chartered1949
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD3.62%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$66.8MM$62.5MM
LoansQ2 2016vs Q2 2015$32.4MM$25.9MM
DepositsQ2 2016vs Q2 2015$57.9MM$54.4MM
Equity CapitalQ2 2016vs Q2 2015$8.2MM$7.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$281.00K$307.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$62.00K$36.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Prospectors Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$250-IRA Share Account
0.35%*$100k*-Regular Share Account
OTHER TIERS: 0.05% $100 - $2,500 | 0.15% $2,500 - $25k | 0.25% $25k - $100k
0.15%--Christmas Club Account

Prospectors Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*- Hi-Yield Money Market Account
OTHER TIERS: 0.35% $25k - $100k
0.40%*$100k*-Money Market Account
OTHER TIERS: 0.20% $2,500 - $25k | 0.30% $25k - $100k

Prospectors Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$2,500-Share Draft Account

Prospectors Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%*$100k*-5 Year CD
OTHER TIERS: 1.30% $1k - $10k | 1.40% $10k - $100k
1.15%*$100k*-4 Year CD
OTHER TIERS: 1.00% $1k - $10k | 1.10% $10k - $100k
0.90%*$100k*-3 Year CD
OTHER TIERS: 0.75% $1k - $10k | 0.85% $10k - $100k
0.70%*$100k*-2 Year CD
OTHER TIERS: 0.55% $1k - $10k | 0.65% $10k - $100k
0.60%*$100k*-24 Month Bump It Up CD Special
OTHER TIERS: 0.45% $1k - $10k | 0.55% $10k - $100k
0.50%*$100k*-1 Year CD
OTHER TIERS: 0.35% $1k - $10k | 0.45% $10k - $100k
0.40%*$100k*-6 Month CD
OTHER TIERS: 0.30% $1k - $10k | 0.35% $10k - $100k
0.35%*$100k*-11 Month Liquid Gold CD Special
OTHER TIERS: 0.30% $10k - $100k
0.30%*$100k*-3 Month CD
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $100k

Prospectors Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%*$100k*-5 Year IRA
OTHER TIERS: 1.30% $1k - $10k | 1.40% $10k - $100k
1.15%*$100k*-4 Year IRA
OTHER TIERS: 1.00% $1k - $10k | 1.10% $10k - $100k
0.90%*$100k*-3 Year IRA
OTHER TIERS: 0.75% $1k - $10k | 0.85% $10k - $100k
0.70%*$100k*-2 Year IRA
OTHER TIERS: 0.55% $1k - $10k | 0.65% $10k - $100k
0.50%*$100k*-1 Year IRA
OTHER TIERS: 0.35% $1k - $10k | 0.45% $10k - $100k
0.40%*$100k*-6 Month IRA
OTHER TIERS: 0.30% $1k - $10k | 0.35% $10k - $100k
0.30%*$100k*-3 Month IRA
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $100k
Locations


Prospectors Federal Credit Union Locations
Branch Office1520 W Cameron Ave Ste 109West Covina, CA 91790
Branch Office1310 Valley Vista DrDiamond Bar, CA 91765-3910