Prospectors Federal Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.50%5-year CD
1.50%1-year CD
0.35%Savings
View all Prospectors Federal Credit Union rates »

Overview / Commentary
909-396-9688
1310 Valley Vista Dr
Diamond Bar, CA 91765

Prospectors Federal Credit Union is headquartered in Diamond Bar and is the 170th largest credit union in the state of California. It is also the 1,904th largest credit union in the nation. It was established in 1949 and as of December of 2018, it had grown to 16 employees and 5,285 members at 2 locations. Prospectors Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Prospectors Federal Credit Union offers membership to employees of Select Employer Groups and families of current members. In addition, people who work, worship, attend school or volunteer in several California communities are elgible to join.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Prospectors Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #6072
Year Chartered1949
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD4.18%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$74.1MM$71.8MM
LoansQ4 2018vs Q4 2017$49.0MM$46.1MM
DepositsQ4 2018vs Q4 2017$65.1MM$62.9MM
Equity CapitalQ4 2018vs Q4 2017$8.4MM$8.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$148.00K$215.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$68.00K$56.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Prospectors Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$250-IRA Share Account
0.40%$250-Home Buyer Savings
0.35%*$100k*-Regular Share Account
OTHER TIERS: 0.05% $100 - $2.5k | 0.15% $2.5k - $25k | 0.25% $25k - $100k
0.15%--Christmas Club Account

Prospectors Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*- Hi-Yield Money Market Account
OTHER TIERS: 0.40% $25k - $100k
0.45%*$100k*-Money Market Account
OTHER TIERS: 0.25% $2.5k - $25k | 0.35% $25k - $100k

Prospectors Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$2.5k-Share Draft Account

Prospectors Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$100k*-5 Year CD
OTHER TIERS: 2.50% $1k - $10k | 3.00% $10k - $100k
3.00%*$100k*-4 Year CD
OTHER TIERS: 2.00% $1k - $10k | 2.50% $10k - $100k
2.50%*$100k*-3 Year CD
OTHER TIERS: 1.75% $1k - $10k | 2.25% $10k - $100k
2.50%*$100k*-1 Year New Year CD Special - New Money
OTHER TIERS: 2.00% $10k - $50k | 2.25% $50k - $100k
1.75%*$10k*-2 Year CD
OTHER TIERS: 1.50% $1k - $10k
1.50%*$100k*-1 Year CD
OTHER TIERS: 1.00% $1k - $10k | 1.25% $10k - $100k
1.50%*$100k*-18 Month CD
OTHER TIERS: 1.00% $1k - $10k | 1.25% $10k - $100k
0.65%*$100k*-6 Month CD
OTHER TIERS: 0.35% $1k - $10k | 0.50% $10k - $100k
0.50%*$100k*-3 Month CD
OTHER TIERS: 0.25% $1k - $10k | 0.35% $10k - $100k

Prospectors Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$100k*-5 Year IRA
OTHER TIERS: 2.50% $1k - $10k | 3.00% $10k - $100k
3.50%*$100k*-5 Year ESA
OTHER TIERS: 2.50% $500 - $10k | 3.00% $10k - $100k
3.00%*$100k*-4 Year IRA
OTHER TIERS: 2.00% $1k - $10k | 2.50% $10k - $100k
3.00%*$100k*-4 Year ESA
OTHER TIERS: 2.00% $500 - $10k | 2.50% $10k - $100k
2.50%*$100k*-3 Year IRA
OTHER TIERS: 1.75% $1k - $10k | 2.25% $10k - $100k
2.50%*$100k*-3 Year ESA
OTHER TIERS: 1.75% $500 - $10k | 2.25% $10k - $100k
1.75%*$10k*-2 Year IRA
OTHER TIERS: 1.50% $1k - $10k
1.75%*$10k*-2 Year ESA
OTHER TIERS: 1.50% $500 - $10k
1.50%*$100k*-1 Year IRA
OTHER TIERS: 1.00% $1k - $10k | 1.25% $10k - $100k
1.50%*$100k*-18 Month IRA
OTHER TIERS: 1.00% $1k - $10k | 1.25% $10k - $100k
0.65%*$100k*-6 Month IRA
OTHER TIERS: 0.35% $1k - $10k | 0.50% $10k - $100k
0.50%*$100k*-3 Month IRA
OTHER TIERS: 0.25% $1k - $10k | 0.35% $10k - $100k
Locations


Prospectors Federal Credit Union Locations
Branch Office1230 Lakes Dr Ste 108West Covina, CA 91790
Branch Office1310 Valley Vista DrDiamond Bar, CA 91765-3910

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