Featured Savings Rates
Featured Accounts

Prospectors Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.45%5-year CD5 Year CD
0.35%1-year CD11 Month Liquid Gold CD Special
0.35%SavingsRegular Share Account

Overview / Commentary
909-396-9688
1310 Valley Vista Dr
Diamond Bar, CA 91765

Prospectors Federal Credit Union is headquartered in Diamond Bar and is the 186th largest credit union in the state of California. It is also the 2,021st largest credit union in the nation. It was established in 1949 and as of December of 2015, it had grown to 15 employees and 5,102 members at 2 locations. Prospectors Federal Credit Union has an A health rating.

Field of Membership Restrictions

Must be an employee of one of the several Select Employer Groups (SEGs). Also open to those who live, work, worship or attend school in select communities.
See current membership details

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Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Prospectors Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #6072
Year Chartered1949
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD4.39%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$65.0MM$60.9MM
LoansQ4 2015vs Q4 2014$30.5MM$23.9MM
DepositsQ4 2015vs Q4 2014$56.7MM$53.1MM
Equity CapitalQ4 2015vs Q4 2014$7.7MM$7.3MM
Loan Loss AllowanceQ4 2015vs Q4 2014$305.00K$323.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$23.00K$10.00K
Real Estate OwnedQ4 2015vs Q4 2014$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Prospectors Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$250-IRA Share Account
0.35%*$100k*-Regular Share Account
OTHER TIERS: 0.05% $100 - $2,500 | 0.15% $2,500 - $25k | 0.25% $25k - $100k
0.15%--Christmas Club Account

Prospectors Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*- Hi-Yield Money Market Account
OTHER TIERS: 0.35% $25k - $100k
0.40%*$100k*-Money Market Account
OTHER TIERS: 0.20% $2,500 - $25k | 0.30% $25k - $100k

Prospectors Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$2,500-Share Draft Account

Prospectors Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%*$100k*-5 Year CD
OTHER TIERS: 1.30% $1k - $10k | 1.40% $10k - $100k
1.15%*$100k*-4 Year CD
OTHER TIERS: 1.00% $1k - $10k | 1.10% $10k - $100k
0.90%*$100k*-3 Year CD
OTHER TIERS: 0.75% $1k - $10k | 0.85% $10k - $100k
0.70%*$100k*-2 Year CD
OTHER TIERS: 0.55% $1k - $10k | 0.65% $10k - $100k
0.60%*$100k*-24 Month Bump It Up CD Special
OTHER TIERS: 0.45% $1k - $10k | 0.55% $10k - $100k
0.50%*$100k*-1 Year CD
OTHER TIERS: 0.35% $1k - $10k | 0.45% $10k - $100k
0.40%*$100k*-6 Month CD
OTHER TIERS: 0.30% $1k - $10k | 0.35% $10k - $100k
0.35%*$100k*-11 Month Liquid Gold CD Special
OTHER TIERS: 0.30% $10k - $100k
0.30%*$100k*-3 Month CD
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $100k

Prospectors Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%*$100k*-5 Year IRA
OTHER TIERS: 1.30% $1k - $10k | 1.40% $10k - $100k
1.15%*$100k*-4 Year IRA
OTHER TIERS: 1.00% $1k - $10k | 1.10% $10k - $100k
0.90%*$100k*-3 Year IRA
OTHER TIERS: 0.75% $1k - $10k | 0.85% $10k - $100k
0.70%*$100k*-2 Year IRA
OTHER TIERS: 0.55% $1k - $10k | 0.65% $10k - $100k
0.50%*$100k*-1 Year IRA
OTHER TIERS: 0.35% $1k - $10k | 0.45% $10k - $100k
0.40%*$100k*-6 Month IRA
OTHER TIERS: 0.30% $1k - $10k | 0.35% $10k - $100k
0.30%*$100k*-3 Month IRA
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $100k
Locations


Prospectors Federal Credit Union Locations
Branch Office1520 W Cameron Ave Ste 109West Covina, CA 91790
Branch Office1310 Valley Vista DrDiamond Bar, CA 91765-3910