Overview / Commentary
624 Franklin St
Waterloo, IA 50703

Public Employees Credit Union (IA) is headquartered in Waterloo and is the 49th largest credit union in the state of Iowa. It is also the 3,027th largest credit union in the nation. It was established in 1952 and as of June of 2018, it had grown to 5 employees and 2,000 members at 1 location. Public Employees Credit Union (IA)'s CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of the City of Waterloo, Waterloo Water Works, Waterloo Community Schools, City of Evansdale, Black Hawk County, Hawkeye Community College, Department of Correctional Services and other area Select Employer Groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Public Employees Credit Union (IA) has a low asset base.

Health Grade Components

NCUA #64390
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD1.89%
Annual Interest Income$376.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$27.5MM$27.1MM
LoansQ2 2018vs Q2 2017$14.6MM$15.0MM
DepositsQ2 2018vs Q2 2017$23.4MM$23.1MM
Equity CapitalQ2 2018vs Q2 2017$4.1MM$4.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$43.00K$45.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$0$0
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Public Employees Credit Union (IA) Savings Account Rates

0.75%*$75k*-3/30 Investment Account
OTHER TIERS: 0.25% $500 - $25k | 0.50% $25k - $50k | 0.60% $50k - $75k
0.05%$100-Share Account

Public Employees Credit Union (IA) Checking Account Rates

0.05%$500-Share Draft Account

Public Employees Credit Union (IA) CD Rates

3.29%$1k-3 Year CD
2.78%$1k-2 Year CD
2.27%$1k-1 Year CD

Public Employees Credit Union (IA) IRA Rates

3.29%$1k-36 Month IRA
2.78%$1k-18 Month IRA

Public Employees Credit Union (IA) Locations
Branch Office624 Franklin StWaterloo, IA 50703

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