Featured Savings Rates
Featured Accounts

Public Service Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.87%5-year CD5 Year CD
1.06%1-year CD1 Year CD
0.10%SavingsSavings Account

Overview / Commentary
732-805-9000
619 Union Ave
Middlesex, NJ 08846

Public Service Federal Credit Union is headquartered in Middlesex and is the 55th largest credit union in the state of New Jersey. It is also the 2,693rd largest credit union in the nation. It was established in 1957 and as of December of 2016, it had grown to 6 employees and 3,424 members at 1 location. Public Service Federal Credit Union's CD rates are 18% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of the Public Service Enterprise Group.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Public Service Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #11779
Year Chartered1957
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD12.15%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$35.8MM$31.8MM
LoansQ4 2016vs Q4 2015$11.5MM$10.8MM
DepositsQ4 2016vs Q4 2015$31.9MM$28.2MM
Equity CapitalQ4 2016vs Q4 2015$3.9MM$3.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$88.00K$64.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$47.00K$27.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Public Service Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Holiday Club
0.10%$100-Vacation Club
0.10%$100-Savings Account

Public Service Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market
OTHER TIERS: 0.20% $5k - $50k

Public Service Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft

Public Service Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.87%$1k-5 Year CD
1.76%$1k-4 Year CD
1.66%$1k-3 Year CD
1.56%$1k-2 Year CD
1.06%$1k-1 Year CD
0.80%$1k-6 Month CD
Locations


Public Service Federal Credit Union Locations
Branch Office619 Union AveMiddlesex, NJ 08846