Overview / Commentary
732-805-9000
619 Union Ave
Middlesex, NJ 08846

Public Service Federal Credit Union is headquartered in Middlesex and is the 52nd largest credit union in the state of New Jersey. It is also the 2,654th largest credit union in the nation. It was established in 1957 and as of June of 2018, it had grown to 7 employees and 3,505 members at 1 location. Public Service Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the Public Service Enterprise Group.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Public Service Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #11779
Year Chartered1957
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD5.01%
Annual Interest Income$616.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$37.0MM$37.7MM
LoansQ2 2018vs Q2 2017$14.4MM$12.3MM
DepositsQ2 2018vs Q2 2017$32.8MM$33.7MM
Equity CapitalQ2 2018vs Q2 2017$4.2MM$4.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$85.00K$99.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$5.00K$22.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Public Service Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Public Service Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Club Accounts
0.10%$100-Savings Account

Public Service Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market
OTHER TIERS: 0.20% $5k - $50k

Public Service Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft

Public Service Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.08%$1k-5 Year CD
2.82%$1k-4 Year CD
2.56%$1k-3 Year CD
2.31%$1k-2 Year CD
2.05%$1k-1 Year CD
1.53%$1k-6 Month CD

Public Service Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.08%$1k-5 Year IRA
2.82%$1k-4 Year IRA
2.56%$1k-3 Year IRA
2.31%$1k-2 Year IRA
2.05%$1k-1 Year IRA
1.53%$1k-6 Month IRA
Locations


Public Service Federal Credit Union Locations
Branch Office619 Union AveMiddlesex, NJ 08846

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