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Public Service Credit Union (CO)

Popular Accounts at this Credit Union

1.50%5-year CD60 Month CD
0.35%1-year CD12 Month Risk Free CD
0.05%SavingsPersonalized Share Account

Overview / Commentary
7055 East Evans Avenue
Denver, CO 80224

Public Service Credit Union (CO) is headquartered in Lone Tree and is the 3rd largest credit union in the state of Colorado. It is also the 124th largest credit union in the nation. It was established in 1938 and as of March of 2016, it had grown to 394 employees and 184,222 members at 29 locations. Public Service Credit Union (CO) has an A+ health rating.

Field of Membership Restrictions

Public Service Credit Union of Colorado is open to the residents and the people that maintain employment within the qualified locations that the credit union serves, employees of the credit union affiliated partner companies and select employee groups, and the family members of the current credit union members.
See current membership details

Reviews (2)

I Love My Credit Union!

I've been with Public Service since I was fourteen years old. I have never had any issues with getting the services I need and almost always have a wonderful customer service rep. My checking account is free, they always offer me credit tracking services and suggest other lines I might be interested in. I've had my debit card stole twice now and within 2 days I had all of my money back. The individuals who work at the various branches really take an interest in your misfortunes and seem genuinely willing to help you. Will never go to another banking institution ever again, at least not while living in Colorado. The branches are always clean, sometimes they offer free snacks or cookies at Christmas time. The branches are conveniently located and I rarely wait in line for service.

Public Service

Public Service Credit Union is the best place I have ever banked. Every time I have a question or problem they handle it quickly and discretely. I would highly recommend using Public Service for your banking needs. The best part about banking at a credit union is that when you deposit funds they are available immediately. Also, they offer all the normal products that banks do such as, mortgages, car loans, credit cards, etc.


Health Grade Components

NCUA #64778
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD12.71%
Annual Interest Income$16.0MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.74B$1.52B
LoansQ1 2016vs Q1 2015$1.27B$1.05B
DepositsQ1 2016vs Q1 2015$1.54B$1.34B
Equity CapitalQ1 2016vs Q1 2015$184.9MM$161.5MM
Loan Loss AllowanceQ1 2016vs Q1 2015$12.9MM$10.0MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$6.3MM$3.8MM
Real Estate OwnedQ1 2016vs Q1 2015$0$610.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Public Service Credit Union (CO) Savings Account Rates

0.50%*$100k*-Health Savings Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k
0.30%$2,500-Quarterly IRA
0.05%--Savings Account
0.05%--Holiday Account
0.05%--Personalized Share Account
0.05%--Business Share

Public Service Credit Union (CO) Money Market Rates

0.40%*$100k*-Money Market Plus
OTHER TIERS: 0.15% $10k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k
0.40%*$100k*-Business Money Market
OTHER TIERS: 0.15% $1k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k
0.10%$1k-Money Market

Public Service Credit Union (CO) Checking Account Rates

0.15%*$25k*-Interest Checking
OTHER TIERS: 0.05% $500 - $10k | 0.10% $10k - $25k
0.05%$3k-Premier Business Checking

Public Service Credit Union (CO) CD Rates

1.50%$1k-60 Month CD
1.25%$1k-48 Month CD
1.15%$1k-24 Month Bump-Up CD
0.95%$1k-36 Month CD
0.70%$1k-24 Month CD
0.55%$1k-18 Month CD
0.50%$1k-12 Month CD
0.50%$1k-24 Month Risk Free CD
0.50%--Classic (Secured) Credit Card CD
0.35%$1k-12 Month Risk Free CD
0.20%$1k-6 Month CD

Public Service Credit Union (CO) IRA Rates

1.60%$2,500-60 Month IRA
1.00%$2,500-36 Month IRA
0.90%$2,500-30 Month IRA
0.80%$2,500-24 Month IRA
0.65%$2,500-18 Month IRA
0.60%$2,500-12 Month IRA

Public Service Credit Union (CO) has 29 locations. Click to view all Public Service Credit Union (CO) locations.