Best Long-Term CD and IRA CD Rates in Texas Continue at Qualtrust Credit Union - Local Only

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APYMINMAXINSTITUTIONPRODUCTDETAILS
0.50%$1k-Qualtrust Credit Union2 Year Term Share Certificate
0.50%$1k-Qualtrust Credit Union30 Month Term Share Certificate
0.50%$1k-Qualtrust Credit Union3 Year Term Share Certificate
0.50%$1k-Qualtrust Credit Union4 Year Term Share Certificate
0.50%$1k-Qualtrust Credit Union5 Year Term Share Certificate
Accounts mentioned in this post. Rates as of August 30, 2016.

Qualtrust Credit Union continues to offer competitive long-term certificate rates. The following rates are listed at the credit union's rates page as of 5/18/2010:

  • 3.56% APY 60 months
  • 3.30% APY 48 months
  • 2.78% APY 36 months
  • 2.52% APY 30 months
  • 2.02% APY 24 months

Above the rate table, it states that rates are subject to change every Tuesday. Minimum deposit is $1,000. According to the small print, the early withdrawal penalty is 180 days of dividends. The rates also apply to CDs in Traditional, Roth and SEP IRAs and in an Educational Savings Account.

The above rates are the same as when I last posted on this credit union in December except for the 2-year rate which has fallen by 25 basis points.

The credit union has just opened a new branch in the city of Flower Mound which is in the northwest suburbs of Dallas.

Membership is open to anyone who lives, works, plays or worships within a 10 mile radius of the credit union's Irving and Grapevine locations or in Tom Green County (location of their San Angelo office). Please refer to the credit union's About Us Page for more details. Membership requires a minimum balance of $5 in the share savings account.

The credit union's ratings for safety and soundness are at or above average: 3 stars (performing) at Bankrate.com, 4 stars (excellent) at BauerFinancial and an overall health score of 4 out of 5 at DepositAccounts.com (see our Qualtrust Credit Union rates and reviews page). All the ratings are based on 12/31/09 financial data. The credit union is federally insured by the NCUA (Charter # 68569).

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Comments
Shorebreak
Shorebreak   |     |   Comment #1
 

My how things have changed at Qualtrust:



3 Month Term Share Certificate $1,000.00

0.35%

0.35%
6 Month Term Share Certificate $1,000.00

0.50%

0.50%
1 Year Smart Start (Excluding IRA) $250.00

0.70%

0.70%
1 Year Term Share Certificate $1,000.00

0.90%

0.90%
18 Month Term Share Certificate $1,000.00

0.85%

0.85%
2 Year Term Share Certificate $1,000.00

0.85%

0.85%
30 Month Term Share Certificate $1,000.00

0.85%

0.85%
3 Year Term Share Certificate $1,000.00

0.85%

0.85%
4 Year Term Share Certificate $1,000.00

0.85%

0.85%
5 Year Term Share Certificate $1,000.00

0.85%

0.85%
Top Long-Term CD and IRA CD Rates at Qualtrust Credit Union in Texas - Local Only

Qualtrust Credit Union continues to offer competitive long-term certificate rates. The following rates are listed at the credit union's rates page as of 4/01/2010:

  • 3.56% APY 5 year
  • 3.30% APY 4 year
  • 2.78% APY 3 year
  • 2.52% APY 2.5 year
  • 2.02% APY 2 year

Above the rate table, it states that rates are subject to change every Tuesday. Minimum deposit is $1,000. According to the small print, the early withdrawal penalty is 180 days of dividends. The rates also apply to CDs in Traditional, Roth and SEP IRAs and in an Educational Savings Account.

The above rates...

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3.56% 60-Month CD & 3.30% 48-Month CD Continue at Qualtrust Credit Union in Texas - Local Only
Qualtrust Credit Union continues to offer competitive long-term certificate rates. The following rates are listed at the credit union's rates page as of 12/18/09:
  • 3.56% APY 5 year
  • 3.30% APY 4 year
  • 2.78% APY 3 year
  • 2.52% APY 2.5 year
  • 2.27% APY 2 year
Above the rate table, it states that rates are subject to change every Tuesday. Minimum deposit is $1,000. According to the small print, the early withdrawal penalty is 180 days of dividends. The rates also apply to CDs in Traditional, Roth and SEP IRAs and in an Educational Savings Account.

The above rates...


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3.56% 60-Month CD & 3.30% 48-Month CD at Qualtrust Credit Union in Texas - Local Only
Qualtrust Credit Union is offering two competitive long-term certificate rates. One is a 3.56% APY 5-year CD and the other is a 3.30% APY 4-year CD. The shorter term rates are not quite as competitive. Minimum deposit is $1,000. According to the small print, the early withdrawal penalty is 180 days of dividends. These rates are listed in the credit union's CD rates page as of 11/04/09. The rates also apply to CDs in Traditional, Roth and SEP IRAs and in an Educational Savings Account.

My last post on this credit...

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2.43% 12-Month CD & Other Competitive CD Rates at Qualtrust Credit Union in Texas - Local Only
Qualtrust Credit Union continues to offer competitive certificate rates. Some of the best rates as listed in the credit union's CD rates page as of 8/12/09 include:
  • 1.92% APY 6-month
  • 2.43% APy 12-month
  • 2.63% APY 18-month
  • 2.79% APY 24-month
  • 2.89% APY 30-month
  • 3.04% APY 36-month
Minimum deposit is $1,000. The early withdrawal penalty is 90 days of interest for terms of one year or less and 180 days of interest for terms of over one year. The above rates also apply to CDs in Traditional, Roth and SEP IRAs and in an Educational Savings Account.

Membership is open...


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2.79% 24-Month CD at Qualtrust Credit Union in Texas - Local Only
Qualtrust Credit Union continues to offer competitive certificate rates. These include a 2.02% APY 6-month CD, a 2.43% APY 12-month CD and a 2.79% APY 2-year CD. Minimum deposit is $1,000. The small print states that higher rates may be available for deposits of $50,000 or more. The early withdrawal penalty is 90 days of interest for terms of one year or less and 180 days of interest for terms of over one year. These rates are listed in the credit union's rate table as of 6/10/09.

My last post on...

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