RiverTrace Federal Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%Reward CheckingPathways Checking Account
1.60%1-year CD12 Month Share Certificate
0.15%SavingsRegular Share Account

Overview / Commentary
804-266-2767
6011 Staples Mill Rd
Richmond, VA 23228

RiverTrace Federal Credit Union is headquartered in Richmond and is the 80th largest credit union in the state of Virginia. It is also the 3,360th largest credit union in the nation. It was established in 1956 and as of June of 2018, it had grown to 6 employees and 2,972 members at 1 location. RiverTrace Federal Credit Union's CD rates are 78% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership to RiverTrace Federal Credit Union is open to those who live, work, attend school or worship in the City of Richmond, or Hanover, Chesterfield, or Henrico Counties.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. RiverTrace Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #11150
Year Chartered1956
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD-0.13%
Return on Equity - YTD-1.71%
Annual Interest Income$579.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$20.5MM$23.8MM
LoansQ2 2018vs Q2 2017$16.8MM$19.0MM
DepositsQ2 2018vs Q2 2017$18.8MM$21.9MM
Equity CapitalQ2 2018vs Q2 2017$1.6MM$1.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$441.00K$561.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$74.00K$162.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not RiverTrace Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

RiverTrace Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$5-Regular Share Account
0.15%$10-Christmas Club Account
0.15%$10-Vacation Club Account
0.15%$10-Tax Savings Account

RiverTrace Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Money Market Account
OTHER TIERS: 0.15% $5 - $2.5k | 0.25% $2.5k - $25k | 0.35% $25k - $50k

RiverTrace Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%-$15kPathways Checking Account

RiverTrace Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%*$50k*-48 Month Share Certificate
OTHER TIERS: 2.10% $1k - $25k | 2.15% $25k - $50k
2.10%*$50k*-36 Month Share Certificate
OTHER TIERS: 2.00% $1k - $25k | 2.05% $25k - $50k
1.90%*$50k*-24 Month Share Certificate
OTHER TIERS: 1.80% $1k - $25k | 1.85% $25k - $50k
1.75%*$50k*-18 Month Share Certificate
OTHER TIERS: 1.65% $1k - $25k | 1.69% $25k - $50k
1.60%*$50k*-12 Month Share Certificate
OTHER TIERS: 1.50% $1k - $25k | 1.55% $25k - $50k
1.10%*$50k*-6 Month Share Certificate
OTHER TIERS: 0.90% $1k - $25k | 1.00% $25k - $50k
Locations


RiverTrace Federal Credit Union Locations
Branch Office6011 Staples Mill RdRichmond, VA 23228

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