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  2. Railroad & Industrial Federal Credit Union

Railroad & Industrial Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.90%5-year CD5 Year Share Certificate
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.70%1-year CD1 Year Share Certificate
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.30%SavingsRegular Share
1.15% - CIT Bank Spring Savings
View all Railroad & Industrial Federal Credit Union rates »

Overview / Commentary
www.rifcu.org
813-621-6661
3710 N 50th St
Tampa, FL 33619

Railroad & Industrial Federal Credit Union is headquartered in Tampa and is the 38th largest credit union in the state of Florida. It is also the 734th largest credit union in the nation. It was established in 1935 and as of March of 2017, it had grown to 74 employees and 34,307 members at 8 locations. Railroad & Industrial Federal Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Must be an employee or retiree of CSX Railroad or be an employee or member of one of the several Railroad & Industrial Company Groups. Family members of current member-owners in good standing
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Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #24703
Year Chartered1935
Employees74
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD4.62%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$327.4MM$303.5MM
LoansQ1 2017vs Q1 2016$92.6MM$73.6MM
DepositsQ1 2017vs Q1 2016$287.3MM$264.8MM
Equity CapitalQ1 2017vs Q1 2016$35.0MM$34.3MM
Loan Loss AllowanceQ1 2017vs Q1 2016$942.00K$862.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.5MM$352.00K
Real Estate OwnedQ1 2017vs Q1 2016$38.00K$108.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Railroad & Industrial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.10%*-$500Youth Share
OTHER TIERS: 0.30% → $500+
0.60%--IRA Share Savings
0.60%--Roth IRA Savings
0.30%--Regular Share
0.30%--Christmas Club

Railroad & Industrial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$50k*-Money Management
OTHER TIERS: 0.40% → $2k - $10k | 0.45% → $10k - $25k | 0.50% → $25k - $50k

Railroad & Industrial Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Checking

Railroad & Industrial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%$500-5 Year Share Certificate
1.65%$500-4 Year Share Certificate
1.45%$500-3 Year Share Certificate
1.10%$500-2 Year Share Certificate
0.85%$100k-1 Year Jumbo Share Certificate
0.70%$500-1 Year Share Certificate
0.50%$500-6 Month Share Certificate

Railroad & Industrial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%$500-5 Year IRA Share Certificate
1.65%$500-4 Year IRA Share Certificate
1.45%$500-3 Year IRA Share Certificate
1.10%$500-2 Year IRA Share Certificate
0.85%$500-1 Year Jumbo IRA Share Certificate
0.70%$500-1 Year IRA Share Certificate
0.50%$500-6 Month IRA Share Certificate
Locations


Railroad & Industrial Federal Credit Union Locations
Branch Office12125 N 56th StTemple Terrace, FL 33617
Branch Office2315 Drane Field RdLakeland, FL 33811
Branch Office3710 N 50th StTampa, FL 33619
Branch Office1209 Kingsway RdBrandon, FL 33510
Branch Office6106 Delancey Station StRiverview, FL 33578
Branch Office1701 W Baker StPlant City, FL 33563
Branch Office3305 Lakeland Hills BlvdLakeland, FL 33805
Branch Office619 30th St NERuskin, FL 33570