Railroad & Industrial Federal Credit Union is headquartered in Tampa and is the 37th largest credit union in the state of Florida. It is also the 733rd largest credit union in the nation. It was established in 1935 and as of December of 2020, it had grown to 74 employees and 40,686 members at 9 locations. Railroad & Industrial Federal Credit Union has an A+ health rating.
Must be an employee or retiree of CSX Railroad or be an employee or member of one of the several Railroad & Industrial Company Groups. Family members of current member-owners in good standing
See current membership details
Overall | |
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NCUA # | 24703 |
Year Chartered | 1935 |
Employees | 74 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.62% |
Return on Equity - YTD | 5.61% |
Annual Interest Income | $11.2MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $418.3MM$355.6MM |
Loans | Q4 2020vs Q4 2019 | $181.2MM$175.5MM |
Deposits | Q4 2020vs Q4 2019 | $366.8MM$307.1MM |
Equity Capital | Q4 2020vs Q4 2019 | $45.5MM$43.5MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.5MM$1.3MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $771.00K$1.2MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $192.00K$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
5.10%* | $5 | $500 | Youth Share | ||
OTHER TIERS: 0.05% → $500+ | |||||
0.25% | $5 | - | IRA Share Savings | ||
0.25% | $5 | - | Roth IRA Savings | ||
0.05% | $5 | - | Regular Share | ||
0.05% | $5 | - | Christmas Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $50k* | - | Money Management | ||
OTHER TIERS: 0.10% → $2k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.50% | $4k | - | Choice Plus Checking - First $2,500 | |
0.01% | $4k | - | Choice Plus Checking - Over $2,500 |
Railroad & Industrial Federal Credit Union Locations | ||
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Branch Office | 12125 N 56th St | Temple Terrace, FL 33617 |
Branch Office | 2315 Drane Field Rd | Lakeland, FL 33811 |
Branch Office | 3710 N 50th St | Tampa, FL 33619 |
Branch Office | 1209 Kingsway Rd | Brandon, FL 33510 |
Branch Office | 6106 Delancey Station St | Riverview, FL 33578 |
Branch Office | 1701 W Baker St | Plant City, FL 33563 |
Branch Office | 3305 Lakeland Hills Blvd | Lakeland, FL 33805 |
Branch Office | 619 30th St NE | Ruskin, FL 33570 |
Branch Office | 36239 State Road 54 | Zephyrhills, FL 33541 |