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Railroad & Industrial Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.25%5-year CD5 Year Share Certificate
1.10%1-year CD1 Year Share Certificate
0.15%SavingsRegular Share

Overview / Commentary
813-621-6661
3710 N 50th St
Tampa, FL 33619

Railroad & Industrial Federal Credit Union is headquartered in Tampa and is the 38th largest credit union in the state of Florida. It is also the 743rd largest credit union in the nation. It was established in 1935 and as of December of 2017, it had grown to 77 employees and 36,066 members at 9 locations. Railroad & Industrial Federal Credit Union's CD rates are 44% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Must be an employee or retiree of CSX Railroad or be an employee or member of one of the several Railroad & Industrial Company Groups. Family members of current member-owners in good standing
See current membership details

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Health

Health Grade Components

Overall
NCUA #24703
Year Chartered1935
Employees77
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD5.36%
Annual Interest Income$9.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$329.3MM$315.9MM
LoansQ4 2017vs Q4 2016$131.6MM$86.5MM
DepositsQ4 2017vs Q4 2016$286.8MM$276.7MM
Equity CapitalQ4 2017vs Q4 2016$36.9MM$34.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.1MM$811.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.1MM$678.00K
Real Estate OwnedQ4 2017vs Q4 2016$550.00K$179.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Railroad & Industrial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Railroad & Industrial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.10%*-$500Youth Share
OTHER TIERS: 0.15% $500+
0.50%--IRA Share Savings
0.50%--Roth IRA Savings
0.15%--Regular Share
0.15%--Christmas Club

Railroad & Industrial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Money Management
OTHER TIERS: 0.35% $2k - $10k | 0.40% $10k - $25k | 0.45% $25k - $50k

Railroad & Industrial Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Checking

Railroad & Industrial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-5 Year Share Certificate
2.00%$500-4 Year Share Certificate
1.75%$500-3 Year Share Certificate
1.60%$500-2 Year Share Certificate
1.30%$100k-1 Year Jumbo Share Certificate
1.10%$500-1 Year Share Certificate
0.65%$500-6 Month Share Certificate

Railroad & Industrial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-5 Year IRA Share Certificate
2.00%$500-4 Year IRA Share Certificate
1.75%$500-3 Year IRA Share Certificate
1.60%$500-2 Year IRA Share Certificate
1.30%$100k-1 Year Jumbo IRA Share Certificate
1.10%$500-1 Year IRA Share Certificate
0.65%$500-6 Month IRA Share Certificate
Locations


Railroad & Industrial Federal Credit Union Locations
Branch Office12125 N 56th StTemple Terrace, FL 33617
Branch Office2315 Drane Field RdLakeland, FL 33811
Branch Office3710 N 50th StTampa, FL 33619
Branch Office1209 Kingsway RdBrandon, FL 33510
Branch Office6106 Delancey Station StRiverview, FL 33578
Branch Office1701 W Baker StPlant City, FL 33563
Branch Office3305 Lakeland Hills BlvdLakeland, FL 33805
Branch Office619 30th St NERuskin, FL 33570
Branch Office36239 State Road 54Zephyrhills, FL 33541

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