1. Banks
  2. Railroad & Industrial Federal Credit Union

Railroad & Industrial Federal Credit Union


Overview / Commentary
www.rifcu.org
813-621-6661
3710 N 50th St
Tampa, FL 33619

Railroad & Industrial Federal Credit Union is headquartered in Tampa and is the 38th largest credit union in the state of Florida. It is also the 741st largest credit union in the nation. It was established in 1935 and as of September of 2020, it had grown to 74 employees and 40,393 members at 9 locations. Railroad & Industrial Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Must be an employee or retiree of CSX Railroad or be an employee or member of one of the several Railroad & Industrial Company Groups. Family members of current member-owners in good standing
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #24703
Year Chartered1935
Employees74
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD5.14%
Annual Interest Income$8.5MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$398.8MM$352.2MM
LoansQ3 2020vs Q3 2019$176.1MM$169.6MM
DepositsQ3 2020vs Q3 2019$349.0MM$304.5MM
Equity CapitalQ3 2020vs Q3 2019$44.6MM$42.8MM
Loan Loss AllowanceQ3 2020vs Q3 2019$1.5MM$1.2MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$634.00K$1.3MM
Real Estate OwnedQ3 2020vs Q3 2019$279.00K$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Railroad & Industrial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Railroad & Industrial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.10%*$5$500Youth Share
OTHER TIERS: 0.05% → $500+
0.25%$5-IRA Share Savings
0.25%$5-Roth IRA Savings
0.05%$5-Regular Share
0.05%$5-Christmas Club

Railroad & Industrial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Management
OTHER TIERS: 0.10% → $2k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k

Railroad & Industrial Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$4k-Choice Plus Checking - First $2,500
0.01%$4k-Choice Plus Checking - Over $2,500

Railroad & Industrial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$100k-5 Year Jumbo Share Certificate
1.00%$100k-4 Year Jumbo Share Certificate
0.90%$500-5 Year Share Certificate
0.90%$100k-3 Year Jumbo Share Certificate
0.80%$500-4 Year Share Certificate
0.80%$100k-2 Year Jumbo Share Certificate
0.70%$500-3 Year Share Certificate
0.70%$100k-18 Month Jumbo Share Certificate
0.65%$100k-1 Year Jumbo Share Certificate
0.60%$500-2 Year Share Certificate
0.55%$100k-6 Month Jumbo Share Certificate
0.50%$500-18 Month Share Certificate
0.45%$500-1 Year Share Certificate
0.35%$500-6 Month Share Certificate

Railroad & Industrial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$100k-5 Year Jumbo IRA Share Certificate
1.00%$100k-4 Year Jumbo IRA Share Certificate
0.90%$500-5 Year IRA Share Certificate
0.90%$100k-3 Year Jumbo IRA Share Certificate
0.80%$500-4 Year IRA Share Certificate
0.80%$100k-2 Year Jumbo IRA Share Certificate
0.70%$500-3 Year IRA Share Certificate
0.70%$100k-18 Month Jumbo IRA Share Certificate
0.65%$100k-1 Year Jumbo IRA Share Certificate
0.60%$500-2 Year IRA Share Certificate
0.55%$100k-6 Month Jumbo IRA Share Certificate
0.50%$500-18 Month IRA Share Certificate
0.45%$500-1 Year IRA Share Certificate
0.35%$500-6 Month IRA Share Certificate
Locations


Railroad & Industrial Federal Credit Union Locations
Branch Office12125 N 56th StTemple Terrace, FL 33617
Branch Office2315 Drane Field RdLakeland, FL 33811
Branch Office3710 N 50th StTampa, FL 33619
Branch Office1209 Kingsway RdBrandon, FL 33510
Branch Office6106 Delancey Station StRiverview, FL 33578
Branch Office1701 W Baker StPlant City, FL 33563
Branch Office3305 Lakeland Hills BlvdLakeland, FL 33805
Branch Office619 30th St NERuskin, FL 33570
Branch Office36239 State Road 54Zephyrhills, FL 33541

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.