Railroad & Industrial Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.10% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
| 1.80% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.15% | Savings | 2.00% - Ally Bank Online Savings Account |
Railroad & Industrial Federal Credit Union is headquartered in Tampa and is the 38th largest credit union in the state of Florida. It is also the 748th largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 71 employees and 36,830 members at 9 locations. Railroad & Industrial Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Must be an employee or retiree of CSX Railroad or be an employee or member of one of the several Railroad & Industrial Company Groups. Family members of current member-owners in good standing
See current membership details
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24703 |
| Year Chartered | 1935 |
| Employees | 71 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.08% |
| Return on Equity - YTD | 9.52% |
| Annual Interest Income | $5.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $337.2MM$328.6MM |
| Loans | Q2 2018vs Q2 2017 | $139.3MM$102.7MM |
| Deposits | Q2 2018vs Q2 2017 | $293.5MM$286.7MM |
| Equity Capital | Q2 2018vs Q2 2017 | $38.6MM$35.7MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $1.1MM$999.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $1.0MM$1.3MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $369.00K$42.00K |
Always verify rates and promotions with the bank or credit union. We are not Railroad & Industrial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Railroad & Industrial Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 5.10%* | $5 | $500 | Youth Share | ||
| OTHER TIERS: 0.15% → $500+ | |||||
| 0.50% | $5 | - | IRA Share Savings | ||
| 0.50% | $5 | - | Roth IRA Savings | ||
| 0.15% | $5 | - | Regular Share | ||
| 0.15% | $5 | - | Christmas Club | ||
Railroad & Industrial Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $50k* | - | Money Management | ||
| OTHER TIERS: 0.35% → $2k - $10k | 0.40% → $10k - $25k | 0.55% → $25k - $50k | |||||
Railroad & Industrial Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $4k | - | Choice Plus Checking - First $2,500 | |
| 0.10% | $4k | - | Choice Plus Checking - Over $2,500 |
Railroad & Industrial Federal Credit Union CD Rates
Railroad & Industrial Federal Credit Union IRA Rates
| Railroad & Industrial Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 12125 N 56th St | Temple Terrace, FL 33617 |
| Branch Office | 2315 Drane Field Rd | Lakeland, FL 33811 |
| Branch Office | 3710 N 50th St | Tampa, FL 33619 |
| Branch Office | 1209 Kingsway Rd | Brandon, FL 33510 |
| Branch Office | 6106 Delancey Station St | Riverview, FL 33578 |
| Branch Office | 1701 W Baker St | Plant City, FL 33563 |
| Branch Office | 3305 Lakeland Hills Blvd | Lakeland, FL 33805 |
| Branch Office | 619 30th St NE | Ruskin, FL 33570 |
| Branch Office | 36239 State Road 54 | Zephyrhills, FL 33541 |