Railroad & Industrial Federal Credit Union


Overview / Commentary
813-621-6661
3710 N 50th St
Tampa, FL 33619

Railroad & Industrial Federal Credit Union is headquartered in Tampa and is the 37th largest credit union in the state of Florida. It is also the 741st largest credit union in the nation. It was established in 1935 and as of June of 2020, it had grown to 74 employees and 40,013 members at 9 locations. Railroad & Industrial Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Must be an employee or retiree of CSX Railroad or be an employee or member of one of the several Railroad & Industrial Company Groups. Family members of current member-owners in good standing
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Health
A+

Health Grade Components

Overall
NCUA #24703
Year Chartered1935
Employees74
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD4.69%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$391.6MM$354.8MM
LoansQ2 2020vs Q2 2019$168.3MM$170.5MM
DepositsQ2 2020vs Q2 2019$343.1MM$306.6MM
Equity CapitalQ2 2020vs Q2 2019$43.8MM$42.0MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.3MM$1.2MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$610.00K$1.0MM
Real Estate OwnedQ2 2020vs Q2 2019$374.00K$46.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Railroad & Industrial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Railroad & Industrial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.10%*$5$500Youth Share
OTHER TIERS: 0.05% $500+
0.25%$5-IRA Share Savings
0.25%$5-Roth IRA Savings
0.05%$5-Regular Share
0.05%$5-Christmas Club

Railroad & Industrial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Management
OTHER TIERS: 0.10% $2k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k

Railroad & Industrial Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$4k-Choice Plus Checking - First $2,500
0.01%$4k-Choice Plus Checking - Over $2,500

Railroad & Industrial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$100k-5 Year Jumbo Share Certificate
1.00%$100k-4 Year Jumbo Share Certificate
0.90%$500-5 Year Share Certificate
0.90%$100k-3 Year Jumbo Share Certificate
0.80%$500-4 Year Share Certificate
0.80%$100k-2 Year Jumbo Share Certificate
0.70%$500-3 Year Share Certificate
0.70%$100k-18 Month Jumbo Share Certificate
0.65%$100k-1 Year Jumbo Share Certificate
0.60%$500-2 Year Share Certificate
0.55%$100k-6 Month Jumbo Share Certificate
0.50%$500-18 Month Share Certificate
0.45%$500-1 Year Share Certificate
0.35%$500-6 Month Share Certificate

Railroad & Industrial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$100k-5 Year Jumbo IRA Share Certificate
1.00%$100k-4 Year Jumbo IRA Share Certificate
0.90%$500-5 Year IRA Share Certificate
0.90%$100k-3 Year Jumbo IRA Share Certificate
0.80%$500-4 Year IRA Share Certificate
0.80%$100k-2 Year Jumbo IRA Share Certificate
0.70%$500-3 Year IRA Share Certificate
0.70%$100k-18 Month Jumbo IRA Share Certificate
0.65%$100k-1 Year Jumbo IRA Share Certificate
0.60%$500-2 Year IRA Share Certificate
0.55%$100k-6 Month Jumbo IRA Share Certificate
0.50%$500-18 Month IRA Share Certificate
0.45%$500-1 Year IRA Share Certificate
0.35%$500-6 Month IRA Share Certificate
Locations


Railroad & Industrial Federal Credit Union Locations
Branch Office12125 N 56th StTemple Terrace, FL 33617
Branch Office2315 Drane Field RdLakeland, FL 33811
Branch Office3710 N 50th StTampa, FL 33619
Branch Office1209 Kingsway RdBrandon, FL 33510
Branch Office6106 Delancey Station StRiverview, FL 33578
Branch Office1701 W Baker StPlant City, FL 33563
Branch Office3305 Lakeland Hills BlvdLakeland, FL 33805
Branch Office619 30th St NERuskin, FL 33570
Branch Office36239 State Road 54Zephyrhills, FL 33541

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