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Overview / Commentary
1006 E Main St
Mandan, ND 58554-3762

Railway Credit Union is headquartered in Mandan and is the 11th largest credit union in the state of North Dakota. It is also the 1,552nd largest credit union in the nation. It was established in 1954 and as of December of 2017, it had grown to 21 employees and 7,219 members at 3 locations. Railway Credit Union's CD rates are 12% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of MDU Resources Group, BNSF Corporation, Teamsters 123 and AFL-CIO members, CP Rail, Century Link, AT&T and all affiliated telecommunication employees.
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Health Grade Components

NCUA #60787
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD7.74%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$105.7MM$101.7MM
LoansQ4 2017vs Q4 2016$74.3MM$69.7MM
DepositsQ4 2017vs Q4 2016$89.3MM$86.7MM
Equity CapitalQ4 2017vs Q4 2016$14.6MM$13.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$560.00K$560.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$237.00K$119.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Railway Credit Union Savings Account Rates

0.50%*$75k*-High Yield Savings
OTHER TIERS: 0.15% $100 - $5k | 0.25% $5k - $10k | 0.30% $10k - $25k | 0.40% $25k - $75k
0.50%*$25k*-IRA Investments
OTHER TIERS: 0.30% Up to $10k | 0.40% $10k - $25k
0.40%$500-Senior Express Club
0.15%$100-Christmas Club

Railway Credit Union Checking Account Rates

0.40%*$25k*-Senior Checking
OTHER TIERS: 0.15% Up to $1k | 0.30% $1k - $25k
0.10%$100-Regular Checking

Railway Credit Union CD Rates

2.17%$2k-60 Month CD Special
1.81%$2k-60 month Bump Rate CD
1.61%$2k-48 Month CD
1.61%--36 Month CD Special
1.26%$2k-13 Month CD Special
1.21%--24 Month CD
1.21%--30 Month CD
1.11%$2k-18 Month CD
1.01%$2k-12 Month CD

Railway Credit Union Locations
Branch Office1006 E Main StMandan, ND 58554-3762
Branch Office112 S 24th StBismarck, ND 58501-4924
Branch Office300 1st St SWMandan, ND 58554-4157