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Overview / Commentary
1006 E Main St
Mandan, ND 58554-3762

Railway Credit Union is headquartered in Mandan and is the 12th largest credit union in the state of North Dakota. It is also the 1,571st largest credit union in the nation. It was established in 1954 and as of December of 2016, it had grown to 20 employees and 7,143 members at 3 locations. Railway Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of MDU Resources Group, BNSF Corporation, Teamsters 123 and AFL-CIO members, CP Rail, Century Link, AT&T and all affiliated telecommunication employees.
See current membership details


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Health Grade Components

NCUA #60787
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD8.79%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$101.7MM$93.0MM
LoansQ4 2016vs Q4 2015$69.7MM$67.8MM
DepositsQ4 2016vs Q4 2015$86.7MM$79.0MM
Equity CapitalQ4 2016vs Q4 2015$13.5MM$12.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$560.00K$545.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$119.00K$120.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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Railway Credit Union Savings Account Rates

0.40%*$25k*-IRA Investments
OTHER TIERS: 0.20% Up to $10k | 0.25% $10k - $25k
0.30%*$75k*-High Yield Savings
OTHER TIERS: 0.10% $100 - $5k | 0.15% $5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $75k
0.30%$500-Senior Express Club
0.15%$100-Christmas Club

Railway Credit Union Checking Account Rates

0.30%*$25k*-Senior Checking
OTHER TIERS: 0.10% Up to $1k | 0.20% $1k - $25k
0.10%$100-Regular Checking

Railway Credit Union CD Rates

2.07%$2k-60 Month CD Special
1.61%$2k-48 Month CD
1.61%$2k-60 month Bump Rate CD
1.51%--36 Month CD Special
1.21%--24 Month CD
1.21%--30 Month CD
1.11%$2k-18 Month CD
1.01%$2k-13 Month CD Special
0.85%$2k-12 Month CD

Railway Credit Union Locations
Branch Office1006 E Main StMandan, ND 58554-3762
Branch Office112 S 24th StBismarck, ND 58501-4924
Branch Office300 1st St SWMandan, ND 58554-4157