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Overview / Commentary
200 Veterans Ave
Beckley, WV 25801

Raleigh County Federal Credit Union is headquartered in Beckley and is the 48th largest credit union in the state of West Virginia. It is also the 3,872nd largest credit union in the nation. It was established in 1952 and as of December of 2017, it had grown to 5 employees and 1,929 members at 1 location. Raleigh County Federal Credit Union's CD rates are 22% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees or retirees of the U.S. government working in or supervised from Raleigh County or Fayette County in West Virginia.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Raleigh County Federal Credit Union has a low asset base.

Health Grade Components

NCUA #7790
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD9.55%
Annual Interest Income$540.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$12.7MM$11.9MM
LoansQ4 2017vs Q4 2016$9.0MM$7.7MM
DepositsQ4 2017vs Q4 2016$11.2MM$10.5MM
Equity CapitalQ4 2017vs Q4 2016$1.5MM$1.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$42.00K$50.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$83.00K$50.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Raleigh County Federal Credit Union Savings Account Rates

0.10%--Christmas Club Account
0.10%--Vacation Club Account
0.10%--Regular Share Saving Account

Raleigh County Federal Credit Union CD Rates

1.10%--12 Month CD

Raleigh County Federal Credit Union Locations
Branch Office200 Veterans AveBeckley, WV 25801