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Overview / Commentary
304-253-6279
200 Veterans Ave
Beckley, WV 25801

Raleigh County Federal Credit Union is headquartered in Beckley and is the 49th largest credit union in the state of West Virginia. It is also the 4,023rd largest credit union in the nation. It was established in 1952 and as of December of 2016, it had grown to 5 employees and 1,862 members at 1 location. Raleigh County Federal Credit Union's CD rates are 22% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees or retirees of the U.S. government working in or supervised from Raleigh County or Fayette County in West Virginia.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Raleigh County Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #7790
Year Chartered1952
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD8.32%
Annual Interest Income$496.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$11.9MM$10.6MM
LoansQ4 2016vs Q4 2015$7.7MM$7.1MM
DepositsQ4 2016vs Q4 2015$10.5MM$9.3MM
Equity CapitalQ4 2016vs Q4 2015$1.3MM$1.2MM
Loan Loss AllowanceQ4 2016vs Q4 2015$50.00K$49.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$50.00K$28.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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Raleigh County Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Christmas Club Account
0.10%--Vacation Club Account
0.10%--Regular Share Saving Account

Raleigh County Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%--12 Month CD
Locations


Raleigh County Federal Credit Union Locations
Branch Office200 Veterans AveBeckley, WV 25801