Featured Savings Rates
Featured Accounts
Overview / Commentary
520-363-5681
112 Williams Lane
Kearny, AZ 85137-1089

Ray Federal Credit Union is headquartered in Kearny and is the 37th largest credit union in the state of Arizona. It is also the 4,331st largest credit union in the nation. It was established in 1955 and as of June of 2016, it had grown to 10 employees and 2,222 members at 2 locations. Ray Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

All the employees, past and present of the Copper Mine, ASARCO Ray mines division, and more recently the employees of any Business situated within 30 miles of the Credit Union, who have signed up for services.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ray Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #9951
Year Chartered1955
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD-1.75%
Return on Equity - YTD-16.3%
Annual Interest Income$296.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$9.3MM$8.6MM
LoansQ2 2016vs Q2 2015$7.0MM$6.7MM
DepositsQ2 2016vs Q2 2015$8.3MM$7.4MM
Equity CapitalQ2 2016vs Q2 2015$1.0MM$1.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$125.00K$81.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$195.00K$234.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates

Sorry, we do not have rate data for Ray Federal Credit Union.

Locations


Ray Federal Credit Union Locations
Branch Office112 Williams LaneKearny, AZ 85137-1089
Branch Office161 W Main StSuperior, AZ 85173-2657