Overview / Commentary
Raymond Federal Bank is headquartered in Raymond and is the 38th largest bank in the state of Washington. It is also the 4,349th largest bank in the nation. It was established in 1925 and as of June of 2022, it had grown to 19 employees at 3 locations. Raymond Federal Bank has a B+ health rating.
Health
B+
Data as of Q2 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Raymond Federal Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28266 |
| Year Established | 1925 |
| Employees | 19 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.03% |
| Return on Equity - YTD | 0.34% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $65.2MM$65.7MM |
| Loans | Q2 2022vs Q2 2021 | $51.4MM$50.5MM |
| Deposits | Q2 2022vs Q2 2021 | $58.2MM$58.3MM |
| Equity Capital | Q2 2022vs Q2 2021 | $6.5MM$6.5MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $716.00K$716.00K |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $0$51.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |