Advertising Disclosure

Raymond Federal Bank

Overview | Eligibility Requirements | Receive alerts for this bank

View health report

CURRENT TOP RATE

5 Year Limited-time offer CD

Overview / Commentary

www.raymondfederalbank.com

360-942-3444

202 Duryea St
Raymond, WA 98577

Raymond Federal Bank is headquartered in Raymond and is the 36^th largest bank in the state of Washington. It is also the 4,613^th largest bank in the nation. It was established in 1925 and as of December of 2019, it had grown to 17 employees at 3 locations. Raymond Federal Bank's money market rates are 2X the national average, and it has a B+ health rating.

Related Posts

View all posts from:

2011
2010
2009
Earlier

6/16 - Special CD Rates at Raymond Federal Bank in WA State - Local Only

4/13 - Competitive CD Rates at Raymond Federal Bank in WA State - Local Only

5/19 - 2.89% 7-Month CD & 3.05% Money Market at Raymond Federal Bank in Washington State - Local Only
4/2 - 3.14% 16-Month CD and Other High CD Rates at Raymond Federal Bank in Washington State

5/17/08 - 3.77% 8-Month CD at a Washington State Bank (Raymond Federal).

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q4 2019

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Raymond Federal Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	28266
Year Established	1925
Employees	17
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.25%
Return on Equity - YTD	2.35%
Annual Interest Income	$2.6MM

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$59.5MM$58.7MM
Loans	Q4 2019vs Q4 2018	$48.5MM$47.4MM
Deposits	Q4 2019vs Q4 2018	$52.6MM$51.9MM
Equity Capital	Q4 2019vs Q4 2018	$6.4MM$6.2MM
Loan Loss Allowance	Q4 2019vs Q4 2018	$694.00K$680.00K
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$3.00K$10.00K
Real Estate Owned	Q4 2019vs Q4 2018	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Raymond Federal Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Raymond Federal Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	-	-	Statement Savings
0.10%	-	-	Statement Savings for Students

Raymond Federal Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$250k^*	-	Premier Money Market Accounts
OTHER TIERS: 0.25% → $20k - $250k
0.20%	-	-	Money Market

Raymond Federal Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$20k^*	-	Premier Checking
OTHER TIERS: 0.00% → Up to $7.5k \| 0.05% → $7.5k - $20k
0.20%^*	$20k^*	-	50 + Premier Checking
OTHER TIERS: 0.00% → Up to $7.5k \| 0.05% → $7.5k - $20k
0.17%^*	$20k^*	-	Interest + Checking
OTHER TIERS: 0.05% → Up to $2.5k \| 0.08% → $2.5k - $7.5k \| 0.11% → $7.5k - $10k \| 0.14% → $10k - $20k
0.17%^*	$20k^*	-	50 + Checking
OTHER TIERS: 0.05% → Up to $2.5k \| 0.08% → $2.5k - $7.5k \| 0.11% → $7.5k - $10k \| 0.14% → $10k - $20k

Raymond Federal Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$50k^*	-	5 Year Limited-time offer CD
OTHER TIERS: 0.85% → $100 - $7.5k \| 0.90% → $7.5k - $15k \| 0.95% → $15k - $50k
0.85%^*	$50k^*	-	3 Year CD
OTHER TIERS: 0.70% → $100 - $7.5k \| 0.75% → $7.5k - $15k \| 0.80% → $15k - $50k
0.80%^*	$50k^*	-	30 Month CD
OTHER TIERS: 0.65% → $100 - $7.5k \| 0.70% → $7.5k - $15k \| 0.75% → $15k - $50k
0.65%^*	$50k^*	-	7 Month CD
OTHER TIERS: 0.50% → $100 - $7.5k \| 0.55% → $7.5k - $15k \| 0.60% → $15k - $50k
0.60%^*	$50k^*	-	15 Month CD
OTHER TIERS: 0.45% → $100 - $7.5k \| 0.50% → $7.5k - $15k \| 0.55% → $15k - $50k
0.35%^*	$50k^*	-	13 Month CD
OTHER TIERS: 0.20% → $100 - $7.5k \| 0.25% → $7.5k - $15k \| 0.30% → $15k - $50k
0.35%^*	$50k^*	-	14 Month CD
OTHER TIERS: 0.20% → $100 - $7.5k \| 0.25% → $7.5k - $15k \| 0.30% → $15k - $50k
0.35%^*	$50k^*	-	16 Month CD
OTHER TIERS: 0.20% → $100 - $7.5k \| 0.25% → $7.5k - $15k \| 0.30% → $15k - $50k
0.35%^*	$50k^*	-	18 Month CD
OTHER TIERS: 0.20% → $100 - $7.5k \| 0.25% → $7.5k - $15k \| 0.30% → $15k - $50k
0.35%^*	$50k^*	-	24 Month CD
OTHER TIERS: 0.20% → $100 - $7.5k \| 0.25% → $7.5k - $15k \| 0.30% → $15k - $50k
0.35%^*	$50k^*	-	33 Month CD
OTHER TIERS: 0.20% → $100 - $7.5k \| 0.25% → $7.5k - $15k \| 0.30% → $15k - $50k
0.30%^*	$50k^*	-	12 Month CD
OTHER TIERS: 0.15% → $100 - $7.5k \| 0.20% → $7.5k - $15k \| 0.25% → $15k - $50k
0.25%^*	$50k^*	-	90 Day CD
OTHER TIERS: 0.10% → $100 - $7.5k \| 0.15% → $7.5k - $15k \| 0.20% → $15k - $50k
0.25%^*	$50k^*	-	182 Day CD
OTHER TIERS: 0.10% → $100 - $7.5k \| 0.15% → $7.5k - $15k \| 0.20% → $15k - $50k
0.25%^*	$50k^*	-	8 Month CD
OTHER TIERS: 0.10% → $100 - $7.5k \| 0.15% → $7.5k - $15k \| 0.20% → $15k - $50k
0.25%^*	$50k^*	-	9 Month CD
OTHER TIERS: 0.10% → $100 - $7.5k \| 0.15% → $7.5k - $15k \| 0.20% → $15k - $50k

Raymond Federal Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$50k^*	-	5 Year Limited-time offer IRA CD
OTHER TIERS: 0.85% → $100 - $7.5k \| 0.90% → $7.5k - $15k \| 0.95% → $15k - $50k
0.85%^*	$50k^*	-	3 Year IRA CD
OTHER TIERS: 0.70% → $100 - $7.5k \| 0.75% → $7.5k - $15k \| 0.80% → $15k - $50k
0.80%^*	$50k^*	-	30 Month IRA CD
OTHER TIERS: 0.65% → $100 - $7.5k \| 0.70% → $7.5k - $15k \| 0.75% → $15k - $50k
0.65%^*	$50k^*	-	7 Month IRA CD
OTHER TIERS: 0.50% → $100 - $7.5k \| 0.55% → $7.5k - $15k \| 0.60% → $15k - $50k
0.60%^*	$50k^*	-	15 Month IRA CD
OTHER TIERS: 0.45% → $100 - $7.5k \| 0.50% → $7.5k - $15k \| 0.55% → $15k - $50k
0.35%^*	$50k^*	-	13 Month IRA CD
OTHER TIERS: 0.20% → $100 - $7.5k \| 0.25% → $7.5k - $15k \| 0.30% → $15k - $50k
0.35%^*	$50k^*	-	14 Month IRA CD
OTHER TIERS: 0.20% → $100 - $7.5k \| 0.25% → $7.5k - $15k \| 0.30% → $15k - $50k
0.35%^*	$50k^*	-	16 Month IRA CD
OTHER TIERS: 0.20% → $100 - $7.5k \| 0.25% → $7.5k - $15k \| 0.30% → $15k - $50k
0.35%^*	$50k^*	-	18 Month IRA CD
OTHER TIERS: 0.20% → $100 - $7.5k \| 0.25% → $7.5k - $15k \| 0.30% → $15k - $50k
0.35%^*	$50k^*	-	24 Month IRA CD
OTHER TIERS: 0.20% → $100 - $7.5k \| 0.25% → $7.5k - $15k \| 0.30% → $15k - $50k
0.35%^*	$50k^*	-	33 Month IRA CD
OTHER TIERS: 0.20% → $100 - $7.5k \| 0.25% → $7.5k - $15k \| 0.30% → $15k - $50k
0.30%^*	$50k^*	-	12 Month IRA CD
OTHER TIERS: 0.15% → $100 - $7.5k \| 0.20% → $7.5k - $15k \| 0.25% → $15k - $50k
0.25%^*	$50k^*	-	90 Day IRA CD
OTHER TIERS: 0.10% → $100 - $7.5k \| 0.15% → $7.5k - $15k \| 0.20% → $15k - $50k
0.25%^*	$50k^*	-	182 Day IRA CD
OTHER TIERS: 0.10% → $100 - $7.5k \| 0.15% → $7.5k - $15k \| 0.20% → $15k - $50k
0.25%^*	$50k^*	-	8 Month IRA CD
OTHER TIERS: 0.10% → $100 - $7.5k \| 0.15% → $7.5k - $15k \| 0.20% → $15k - $50k
0.25%^*	$50k^*	-	9 Month IRA CD
OTHER TIERS: 0.10% → $100 - $7.5k \| 0.15% → $7.5k - $15k \| 0.20% → $15k - $50k

Locations

Raymond Federal Bank Locations
1000 W Robert Bush Drive Branch	1000 W Robert Bush Drive	South Bend, WA 98586
1615 Pacific South Branch	1615 Pacific South	Long Beach, WA 98631
Raymond Federal Bank	202 Duryea St	Raymond, WA 98577

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.