Featured Savings Rates
Featured Accounts
Overview / Commentary
2110 East Galbraith Road
Cincinnati, OH 45237

Reading Federal Credit Union is headquartered in Cincinnati and is the 219th largest credit union in the state of Ohio. It is also the 4,606th largest credit union in the nation. It was established in 1973 and as of June of 2017, it had grown to 1 employees and 763 members at 2 locations. Reading Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of Patheon Pharmaceuticals.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Reading Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #21503
Year Chartered1973
Primary Regulator
Profit Margin
Return on Assets - YTD-0.63%
Return on Equity - YTD-4.62%
Annual Interest Income$79.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$6.5MM$7.4MM
LoansQ2 2017vs Q2 2016$931.00K$1.1MM
DepositsQ2 2017vs Q2 2016$5.5MM$6.4MM
Equity CapitalQ2 2017vs Q2 2016$909.00K$949.00K
Loan Loss AllowanceQ2 2017vs Q2 2016$30.00K$9.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$13.00K$16.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Reading Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Reading Federal Credit Union Savings Account Rates

0.20%*$25k*-Share Savings
OTHER TIERS: 0.05% $25 - $500 | 0.07% $500 - $4k | 0.10% $4k - $10k | 0.15% $10k - $25k
0.03%--Christmas Club

Reading Federal Credit Union CD Rates

1.21%$100k-30 Month Sr Jumbo CD
1.10%$50k-30 Month Jr Jumbo CD
1.10%$100k-24 Month Sr Jumbo CD
1.00%$5k-30 Month CD
1.00%$50k-24 Month Jr Jumbo CD
0.90%$5k-24 Month CD
0.85%$100k-12 Month Sr Jumbo CD
0.75%$50k-12 Month Jr Jumbo CD
0.65%$5k-12 Month CD
0.40%$5k-6 Month CD

Reading Federal Credit Union IRA Rates

0.65%--1 Year IRA

Reading Federal Credit Union Locations
Branch Office2110 E Galbraith RdCincinnati, OH 45237
Corporate Office2110 E Galbraith RdCincinnati, OH 45237