Featured Savings Rates
Featured Accounts

Reading Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.65%1-year CD12 Month CD
0.20%SavingsShare Savings
1.00%3-year CD30 Month CD

Overview / Commentary
513-948-7778
2110 East Galbraith Road
Cincinnati, OH 45237

Reading Federal Credit Union is headquartered in Cincinnati and is the 219th largest credit union in the state of Ohio. It is also the 4,606th largest credit union in the nation. It was established in 1973 and as of June of 2017, it had grown to 1 employees and 763 members at 2 locations. Reading Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of Patheon Pharmaceuticals.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Reading Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #21503
Year Chartered1973
Employees1
Primary Regulator
Profit Margin
Return on Assets - YTD-0.63%
Return on Equity - YTD-4.62%
Annual Interest Income$79.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$6.5MM$7.4MM
LoansQ2 2017vs Q2 2016$931.00K$1.1MM
DepositsQ2 2017vs Q2 2016$5.5MM$6.4MM
Equity CapitalQ2 2017vs Q2 2016$909.00K$949.00K
Loan Loss AllowanceQ2 2017vs Q2 2016$30.00K$9.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$13.00K$16.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Reading Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Share Savings
OTHER TIERS: 0.05% $25 - $500 | 0.07% $500 - $4k | 0.10% $4k - $10k | 0.15% $10k - $25k
0.03%--Christmas Club

Reading Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$100k-30 Month Sr Jumbo CD
1.10%$50k-30 Month Jr Jumbo CD
1.10%$100k-24 Month Sr Jumbo CD
1.00%$5k-30 Month CD
1.00%$50k-24 Month Jr Jumbo CD
0.90%$5k-24 Month CD
0.85%$100k-12 Month Sr Jumbo CD
0.75%$50k-12 Month Jr Jumbo CD
0.65%$5k-12 Month CD
0.40%$5k-6 Month CD

Reading Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%--1 Year IRA
Locations


Reading Federal Credit Union Locations
Branch Office2110 E Galbraith RdCincinnati, OH 45237
Corporate Office2110 E Galbraith RdCincinnati, OH 45237