DCH Credit Union has two special certificates with very competitive rates: 3.05% APY for a 13-month term and 2.55% APY for a 7-month term. Minimum deposit is $10,000. The CDs also available in an IRA. These rates are listed at the credit union's rate table as of 4/16/09.
Membership is open to everyone who lives, works, worships, or goes to school in Bibb, Fayette, Greene, Hale, Lamar, Pickens, Sumter, and Tuscaloosa Counties, Alabama. Refer to the credit union's About Us Page for more details. Membership requires a minimum $25 balance in the savings account.
The credit union is federally insured by the NCUA (Charter # 63940).
Other High Certificate of Deposit Rates
For top CD rates nationally available, refer to my weekly rate summary. Many of the best CD deals are only locally available. To find the best deals in your state, refer to the index of state CD and bank deals.