High-Yield Reward Checking Account at Red River FCU in OK & TX - Local Only


Red River Federal Credit Union is offering a high-yield reward checking account called CHA-Ching Reward Checking. The balance cap is a little disappointing, but the rates are better the average. The following is the list of rates and features if certain monthly requirements are met (as of 4/30/2010):

  • 4.25% APY up to $10,000
  • 1.25% APY on portion of balance over $10,000
  • 0.10% base rate if requirements are not met
  • Nationwide ATM fee refunds up to $25 per cycle

Monthly requirements include:

  • 10 debit card purchases
  • 1 direct deposit or automatic payment
  • Access online banking
  • Receive e-statements

Other features of the account include:

  • No minimum initial deposit or minimum balance requirement
  • No monthly service fees
  • Free online bill pay

Membership is open to those who live, work, worship, volunteer, or attend school in one of the following counties in OK: Comanche, Greer, Harmon, Jackson, Kiowa, and Tillman. Also included is Vernon, Texas in Wilbarger County. Please refer to the credit union's membership page for more details. Membership requires a minimum balance of $5 in the share savings account.

The credit union's ratings for safety and soundness are above average: 5 stars (superior) at BauerFinancial (based on 12/31/09 data) and 3 stars (performing) at Bankrate.com (based on 9/30/09 data). The credit union is federally insured by the NCUA (Charter # 12082).

Other High-Yield Reward Checking Accounts

Please refer to the reward checking section of DepositAccounts.com to find reward checking accounts in your state or that are available nationwide.

Related Pages: reward checking account, Red River Federal Credit Union, Wichita Falls


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.