Overview / Commentary
970-243-7330
760 Rood Ave
Grand Junction, CO 81501-3408

Rio Grande Federal Credit Union is headquartered in Grand Junction and is the 44th largest credit union in the state of Colorado. It is also the 2,214th largest credit union in the nation. It was established in 1940 and as of December of 2018, it had grown to 12 employees and 4,853 members at 2 locations. Rio Grande Federal Credit Union's CD rates are 73% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Rio Grande Federal Credit Union extends membership to those who work, worship, attend school or live in, as well as, businesses and other legal entities located in Mesa County.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rio Grande Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #3963
Year Chartered1940
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD5.88%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$55.9MM$54.5MM
LoansQ4 2018vs Q4 2017$24.5MM$18.9MM
DepositsQ4 2018vs Q4 2017$45.5MM$44.7MM
Equity CapitalQ4 2018vs Q4 2017$10.2MM$9.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$53.00K$54.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$35.00K$284.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rio Grande Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--Kid's Club Share Account
0.15%--Regular Share Account

Rio Grande Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$10k-36 Month CD
1.76%*$10k*-24 Month CD
OTHER TIERS: 1.15% $500 - $10k
1.66%*$10k*-18 Month CD
OTHER TIERS: 1.05% $500 - $10k
1.56%*$10k*-12 Month CD
OTHER TIERS: 0.95% $500 - $10k
1.15%*$10k*-6 Month CD
OTHER TIERS: 0.85% $500 - $10k
0.70%*$10k*-3 Month CD
OTHER TIERS: 0.60% $500 - $10k

Rio Grande Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$10k-36 Month IRA
1.76%$10k-24 Month IRA
1.66%$10k-18 Month IRA
1.56%$10k-12 Month IRA
1.15%$10k-6 Month IRA
0.70%$10k-3 Month IRA
Locations


Rio Grande Federal Credit Union Locations
Branch Office760 Rood AveGrand Junction, CO 81501-3408
Branch Office2121 North AveGrand Junction, CO 81501

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