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Rio Grande Federal Credit Union

Popular Accounts at this Credit Union

0.50%1-year CD12 Month CD
0.15%SavingsRegular Share Account
1.05%3-year CD36 Month CD

Overview / Commentary
760 Rood Ave
Grand Junction, CO 81501-3408

Rio Grande Federal Credit Union is headquartered in Grand Junction and is the 45th largest credit union in the state of Colorado. It is also the 2,287th largest credit union in the nation. It was established in 1940 and as of September of 2017, it had grown to 11 employees and 4,714 members at 2 locations. Rio Grande Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located within the select under-served area in Colorado.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rio Grande Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #3963
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD3.91%
Annual Interest Income$968.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$52.5MM$50.7MM
LoansQ3 2017vs Q3 2016$18.3MM$17.5MM
DepositsQ3 2017vs Q3 2016$42.8MM$41.4MM
Equity CapitalQ3 2017vs Q3 2016$9.5MM$9.2MM
Loan Loss AllowanceQ3 2017vs Q3 2016$52.00K$53.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$12.00K$33.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rio Grande Federal Credit Union Savings Account Rates

0.40%--Kid's Club Share Account
0.15%--Regular Share Account

Rio Grande Federal Credit Union CD Rates

1.05%$10k-36 Month CD
0.70%*$10k*-24 Month CD
OTHER TIERS: 0.65% $500 - $10k
0.55%*$10k*-18 Month CD
OTHER TIERS: 0.50% $500 - $10k
0.50%*$10k*-12 Month CD
OTHER TIERS: 0.45% $500 - $10k
0.40%*$10k*-6 Month CD
OTHER TIERS: 0.35% $500 - $10k
0.30%*$10k*-3 Month CD
OTHER TIERS: 0.25% $500 - $10k

Rio Grande Federal Credit Union IRA Rates

1.05%$10k-36 Month IRA
0.70%$10k-24 Month IRA
0.55%$10k-18 Month IRA
0.50%$10k-12 Month IRA
0.40%$10k-6 Month IRA
0.30%$10k-3 Month IRA

Rio Grande Federal Credit Union Locations
Branch Office760 Rood AveGrand Junction, CO 81501-3408
Branch Office2121 North AveGrand Junction, CO 81501