Overview / Commentary
760 Rood Ave
Grand Junction, CO 81501-3408

Rio Grande Federal Credit Union is headquartered in Grand Junction and is the 43rd largest credit union in the state of Colorado. It is also the 2,260th largest credit union in the nation. It was established in 1940 and as of June of 2018, it had grown to 11 employees and 4,812 members at 2 locations. Rio Grande Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Rio Grande Federal Credit Union extends membership to those who work, worship, attend school or live in, as well as, businesses and other legal entities located in Mesa County.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rio Grande Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #3963
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD5.02%
Annual Interest Income$710.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$54.1MM$54.6MM
LoansQ2 2018vs Q2 2017$21.7MM$17.9MM
DepositsQ2 2018vs Q2 2017$44.1MM$45.0MM
Equity CapitalQ2 2018vs Q2 2017$9.9MM$9.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$56.00K$54.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$25.00K$9.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Rio Grande Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rio Grande Federal Credit Union Savings Account Rates

0.40%--Kid's Club Share Account
0.15%--Regular Share Account

Rio Grande Federal Credit Union CD Rates

1.52%$10k-36 Month CD
1.36%*$10k*-24 Month CD
OTHER TIERS: 1.00% $500 - $10k
1.15%*$10k*-18 Month CD
OTHER TIERS: 0.90% $500 - $10k
1.00%*$10k*-12 Month CD
OTHER TIERS: 0.80% $500 - $10k
0.90%*$10k*-6 Month CD
OTHER TIERS: 0.70% $500 - $10k
0.60%*$10k*-3 Month CD
OTHER TIERS: 0.50% $500 - $10k

Rio Grande Federal Credit Union IRA Rates

1.52%$10k-36 Month IRA
1.36%$10k-24 Month IRA
1.15%$10k-18 Month IRA
1.00%$10k-12 Month IRA
0.90%$10k-6 Month IRA
0.60%$10k-3 Month IRA

Rio Grande Federal Credit Union Locations
Branch Office760 Rood AveGrand Junction, CO 81501-3408
Branch Office2121 North AveGrand Junction, CO 81501

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.