River City Federal Credit Union

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Overview / Commentary

www.rivercityfcu.org

210-225-0708

610 Augusta St
San Antonio, TX 78215

River City Federal Credit Union is headquartered in San Antonio and is the 118^th largest credit union in the state of Texas. It is also the 1,484^th largest credit union in the nation. It was established in 1936 and as of December of 2022, it had grown to 69 employees and 13,631 members at 5 locations. River City Federal Credit Union's CD rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in River City Federal Credit Union is open to anyone who lives, works, worships, or attends school in Bexar County, Texas.
See current membership details

Related Posts

View all posts from:

2010
2007

9/9 - Top CD and Reward Checking Rates at River City FCU in San Antonio - Local Only
7/23 - High-Yield Reward Checking Account at River City FCU in San Antonio - Local Only

7/15 - 5.66% 12-Month / 5.66% 24-Month CD at a Texas CU (River City)

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Health

B

Data as of Q4 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #	926
Year Chartered	1936
Employees	69
Primary Regulator

Profit Margin
Return on Assets - YTD	0.61%
Return on Equity - YTD	8.17%
Annual Interest Income	$6.6MM

Assets and Liabilities
Assets	Q4 2022vs Q4 2021	$149.4MM$128.7MM
Loans	Q4 2022vs Q4 2021	$114.3MM$90.3MM
Deposits	Q4 2022vs Q4 2021	$119.8MM$113.3MM
Equity Capital	Q4 2022vs Q4 2021	$10.7MM$11.8MM
Loan Loss Allowance	Q4 2022vs Q4 2021	$1.1MM$575.00K
Unbacked Noncurrent Loans	Q4 2022vs Q4 2021	$1.3MM$641.00K
Real Estate Owned	Q4 2022vs Q4 2021	$0$44.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not River City Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

River City Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.00%^*	-	$500	Youth Savings
OTHER TIERS: 0.20% → $500+
1.50%	-	-	IRA Savings
0.20%	-	-	Regular Savings
0.20%	-	-	Special Savings
0.20%	-	-	Holiday Cache Accounts
0.20%	-	-	Business Share Savings Account
0.01%	-	-	HSA Checking

River City Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	$2k^*	$25k	Money Market Account
OTHER TIERS: 1.40% → $50k+ \| 1.50% → $25k - $50k
2.00%^*	$2k^*	$25k	Business Money Market
OTHER TIERS: 1.40% → $50k+ \| 1.50% → $25k - $50k

River City Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$2.5k^*	-	Superior Checking
OTHER TIERS: 0.01% → Up to $2.5k
0.01%	$1k	-	Standard Checking

River City Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.90%^*	$100k^*	-	2 Year CD
OTHER TIERS: 4.80% → $500 - $100k
4.90%^*	$100k^*	-	3 Year CD
OTHER TIERS: 4.80% → $500 - $100k
4.90%^*	$100k^*	-	4 Year CD
OTHER TIERS: 4.80% → $500 - $100k
4.90%^*	$100k^*	-	5 Year CD
OTHER TIERS: 4.80% → $500 - $100k
4.90%^*	$100k^*	-	Business 2 Year CD
OTHER TIERS: 4.80% → $500 - $100k
4.90%^*	$100k^*	-	Business 3 Year CD
OTHER TIERS: 4.80% → $500 - $100k
4.90%^*	$100k^*	-	Business 4 Year CD
OTHER TIERS: 4.80% → $500 - $100k
4.90%^*	$100k^*	-	Business 5 Year CD
OTHER TIERS: 4.80% → $500 - $100k
4.85%^*	$100k^*	-	1 Year CD
OTHER TIERS: 4.75% → $500 - $100k
4.85%^*	$100k^*	-	Business 1 Year CD
OTHER TIERS: 4.75% → $500 - $100k
4.65%	$100	-	1 Year Freedom Builder Share Certificate
4.50%^*	$100k^*	-	15 Month CD Special
OTHER TIERS: 4.40% → $500 - $100k
4.10%^*	$100k^*	-	6 Month CD
OTHER TIERS: 4.00% → $500 - $100k
4.10%^*	$100k^*	-	Business 6 Month CD
OTHER TIERS: 4.00% → $500 - $100k

River City Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.90%^*	$100k^*	-	2 Year IRA
OTHER TIERS: 4.80% → $500 - $100k
4.90%^*	$100k^*	-	3 Year IRA
OTHER TIERS: 4.80% → $500 - $100k
4.90%^*	$100k^*	-	4 Year IRA
OTHER TIERS: 4.80% → $500 - $100k
4.90%^*	$100k^*	-	5 Year IRA
OTHER TIERS: 4.80% → $500 - $100k
4.90%^*	$100k^*	-	Busienss 2 Year IRA
OTHER TIERS: 4.80% → $500 - $100k
4.90%^*	$100k^*	-	Busienss 3 Year IRA
OTHER TIERS: 4.80% → $500 - $100k
4.90%^*	$100k^*	-	Busienss 4 Year IRA
OTHER TIERS: 4.80% → $500 - $100k
4.90%^*	$100k^*	-	Busienss 5 Year IRA
OTHER TIERS: 4.80% → $500 - $100k
4.85%^*	$100k^*	-	1 Year IRA
OTHER TIERS: 4.75% → $500 - $100k
4.85%^*	$100k^*	-	Busienss 1 Year IRA
OTHER TIERS: 4.75% → $500 - $100k
4.50%^*	$100k^*	-	15 Month IRA Special
OTHER TIERS: 4.40% → $500 - $100k
4.10%^*	$100k^*	-	6 Month IRA
OTHER TIERS: 4.00% → $500 - $100k
4.10%^*	$100k^*	-	Business 6 Month IRA
OTHER TIERS: 4.00% → $500 - $100k

Locations

River City Federal Credit Union Locations
Branch Office	825 Jackson Keller Rd	San Antonio, TX 78216
Branch Office	5910 Babcock Rd	San Antonio, TX 78240
Branch Office	610 Augusta	San Antonio, TX 78215-1902
Branch Office	803 SW Military Dr Ste 116	San Antonio, TX 78221-1567
Branch Office	3014 Rivas St	San Antonio, TX 78228

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