Top CD and Reward Checking Rates at River City FCU in San Antonio - Local Only

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APYMINMAXINSTITUTIONPRODUCTDETAILS
1.50*%-$20kRiver City Federal Credit UnionRiver City Reward Checking
1.45*%$100k-River City Federal Credit Union5 Year CD
1.25*%$100k-River City Federal Credit Union4 Year CD
1.15*%$100k-River City Federal Credit Union3 Year CD
Accounts mentioned in this post. Rates as of December 9, 2016.

River City Federal Credit Union is offering some competitive long-term CD rates. The best is its 5-year CD with a top yield of 3.20% APY for a $90K minimum deposit. The other top CDs for a $90K minimum include a 2.72% APY 4-year CD and a 2.42% APY 3-year CD. Slightly lower rates are available for a $500 and $50K minimum deposit. These rates are listed in the credit union's rate sheet as of 9/9/2010.

The credit union continues to offer a high-yield reward checking account that pays 3.75% APY on balances up to $30K (as of 9/9/2010). I first reported on this checking account in July.

Membership is open to those who live, work, worship or attend school in Bexar County, Texas. Please refer to the credit union membership page for the full details.

Branches are located in San Antonio. The credit union is part of a shared branch network, CU Service Centers, which allows you to conduct many banking transactions at branches of other credit unions around the nation.

The credit union has an overall health score of 4 out of 5 with a Texas Ratio of 7.07%(excellent) based on June 2010 data. Please refer to our financial overview of River City Federal Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 926).

Searching for the Best CD Rates

It's getting difficult to find 5-year CDs with yields above 3.00%. For those who have $175K to invest, USAA Bank is offering a 3.31% APY 5-year CD nationwide. For smaller balances, 3% is about all that you can get. Sallie Mae Bank continues to offer a 3.00% APY 5-year CD that's available nationwide. These rates are as of 9/09/2010.

To search for the best nationwide rates and the best rates in your state, please refer to the following sections of DepositAccounts.com:

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High-Yield Reward Checking Account at River City FCU in San Antonio - Local Only

River City Federal Credit Union is offering a high-yield reward checking account called River City Reward Checking. The rate and balance cap are a little above average so this might be a good reward checking account for those who live in the San Antonio metro area. The account has the following rates and features if certain monthly requirements are met (as of 7/23/2010):

  • 3.75% APY for up to $30,000
  • 1.00% APY for portion above $30,000
  • 0.05% base rate if requirements are not met
  • Nationwide ATM fee refunds up to $25 per month (refunds only...
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5.66% 12-Month / 5.66% 24-Month CD at a Texas CU (River City)
River City FCU is offering 12, 18 and 24-month share certificates with a yield up to 5.66% APY for deposits of $90K and above. The yields for minimum deposits of $50K and $500 are 5.51% APY and 5.40% APY.

Membership is open to persons who live, work, worship, or attend school in Bexar County, Texas. See the eligibility page for more details. Membership requires a minimum deposit of $5 into the regular savings account.

Branches are located in San Antonio, Texas. The credit union is federally insured by the NCUA (Charter #...



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