Overview / Commentary
1625 Lutcher Ave
Lutcher, LA 70071

River Region Federal Credit Union is headquartered in Lutcher and is the 50th largest credit union in the state of Louisiana. It is also the 2,709th largest credit union in the nation. It was established in 1960 and as of September of 2018, it had grown to 9 employees and 2,508 members at 1 location. River Region Federal Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Beacon Behavioral Hospital, CII Carbon LLC, Gramercy Police Department, Louisiana Sugar Refinery, St. James Parish Hospital, St James Parish Sheriff's Office, and other select organizations.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. River Region Federal Credit Union has a low asset base.

Health Grade Components

NCUA #13763
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD2.01%
Annual Interest Income$669.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$34.6MM$35.6MM
LoansQ3 2018vs Q3 2017$10.3MM$10.9MM
DepositsQ3 2018vs Q3 2017$27.4MM$28.5MM
Equity CapitalQ3 2018vs Q3 2017$7.1MM$7.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$30.00K$63.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$0$781.00K
Real Estate OwnedQ3 2018vs Q3 2017$106.00K$106.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

River Region Federal Credit Union Savings Account Rates

0.50%--IRA Account
0.20%*$10k*-Share Account
OTHER TIERS: 0.15% $100 - $10k

River Region Federal Credit Union CD Rates

1.87%$5k-3 Year CD
1.87%$1k-3 Year Youth CD
1.66%$5k-2 Year CD
1.66%$1k-2 Year Youth CD
1.51%$5k-18 Month CD
1.51%$1k-18 Month Youth CD
1.00%$5k-1 Year CD
1.00%$1k-1 Year Youth CD
0.80%$5k-6 Month CD
0.80%$1k-6 Month Youth CD

River Region Federal Credit Union Locations
Branch Office1625 Lutcher AveLutcher, LA 70071

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