4.85% 12-Month / 4.35% 6-Month CD at a Michigan CU (Heartland Employees).


Update 3/29/08: The CD rates have fallen. Please check the credit union's website for the latest rates.

Heartland Employees Credit Union is advertising two special CDs on its home page: a 4.85% APY 12-month CD and a 4.35% APY 6-month CD. The minimum deposit is $1,000.

Membership is open to those who are employeed within a 25 mile radius of the credit union. Please see their Membership page for more details. Membership requires a minimum deposit of $5 in the savings account.

The credit union's office is located in Edmore, Michigan. The address is listed at the bottom right of all of their web pages. The credit union is federally insured by the NCUA (Charter # 63246). It's a small credit union with $4.1 million in assets and 1,731 members.
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