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Overview / Commentary
198 Highland Ave
Selma, AL 36701

Riverdale Credit Union is headquartered in Selma and is the 35th largest credit union in the state of Alabama. It is also the 1,882nd largest credit union in the nation. It was established in 1967 and as of March of 2017, it had grown to 15 employees and 12,433 members at 2 locations. Riverdale Credit Union has a B health rating.

Reviews (1)

Eligibility Requirements Are Unavailable.

Posted by: cbr6861 | Apr 16, 2017

First off, the web site is poorly laid out. There was no information anywhere on their web site that mentioned the words "Membership" or "Eligibility" or even "Join". Apparently they're self-sufficient and don't need customers.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Riverdale Credit Union has a relatively low asset base.

Health Grade Components

NCUA #62843
Year Chartered1967
Primary Regulator
Profit Margin
Return on Assets - YTD3.87%
Return on Equity - YTD30.07%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$76.2MM$68.9MM
LoansQ1 2017vs Q1 2016$63.4MM$54.1MM
DepositsQ1 2017vs Q1 2016$63.2MM$59.1MM
Equity CapitalQ1 2017vs Q1 2016$9.6MM$8.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.5MM$1.2MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.3MM$1.7MM
Real Estate OwnedQ1 2017vs Q1 2016$70.00K$0

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Riverdale Credit Union Locations
Branch Office198 Highland AveSelma, AL 36701
Branch Office601 County Road 78Selma, AL 36703