Featured Savings Rates
Featured Accounts

Riverdale Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.26%1-year CD12 Month CD
0.50%SavingsSavings Account
1.39%3-year CD30 Month CD

Overview / Commentary
334-872-9096
198 Highland Ave
Selma, AL 36701

Riverdale Credit Union is headquartered in Selma and is the 36th largest credit union in the state of Alabama. It is also the 1,951st largest credit union in the nation. It was established in 1967 and as of June of 2016, it had grown to 15 employees and 11,679 members at 2 locations. Riverdale Credit Union's CD rates are 40% higher than the national average, and it has a B health rating.

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Riverdale Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #62843
Year Chartered1967
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD10.09%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$69.7MM$66.6MM
LoansQ2 2016vs Q2 2015$56.1MM$49.2MM
DepositsQ2 2016vs Q2 2015$59.2MM$57.9MM
Equity CapitalQ2 2016vs Q2 2015$8.8MM$8.2MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.2MM$896.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.6MM$1.9MM
Real Estate OwnedQ2 2016vs Q2 2015$70.00K$0
Rates
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Riverdale Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%--IRA Account
0.60%--Christmas Club
0.50%$25-Savings Account

Riverdale Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%--Money Markets

Riverdale Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--Share Drafts

Riverdale Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.43%--36 Month CD
1.39%--30 Month CD
1.29%--24 Month CD
1.29%--18 Month CD
1.26%--12 Month CD
1.00%--6 Month CD
0.75%--3 Month CD
Locations


Riverdale Credit Union Locations
Branch Office198 Highland AveSelma, AL 36701
Branch Office601 County Road 78Selma, AL 36703