Two Rivers Credit Union

Overview / Commentary
1100 Henderson St
Arkadelphia, AR 71999-0001

Two Rivers Credit Union is headquartered in Arkadelphia and is the 30th largest credit union in the state of Arkansas. It is also the 3,930th largest credit union in the nation. It was established in 1970 and as of December of 2018, it had grown to 3 employees and 1,538 members at 2 locations. Two Rivers Credit Union's CD rates are 94% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Two Rivers Credit Union is open to employees or participants of Henderson State University, Aramark, Arkansas Human Development Center, Dawson Educational Cooperative, or HSU Alumni Association. Family and household members may also join.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Two Rivers Credit Union has a low asset base.

Health Grade Components

NCUA #20114
Year Chartered1970
Primary Regulator
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD8.48%
Annual Interest Income$486.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$11.4MM$10.6MM
LoansQ4 2018vs Q4 2017$9.8MM$8.6MM
DepositsQ4 2018vs Q4 2017$9.5MM$8.9MM
Equity CapitalQ4 2018vs Q4 2017$1.8MM$1.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$29.00K$33.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$177.00K$74.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Two Rivers Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Two Rivers Credit Union Savings Account Rates

0.40%--Christmas Club Account
0.40%--Summer Club Account
0.05%$250-Share Account

Two Rivers Credit Union CD Rates

1.75%$99k-12 Month Jumbo Share Certificate
1.50%$1k$99k6 Month Share Certificate
1.50%$1k$99k12 Month Share Certifcate
1.50%$99k-6 Month Jumbo Share Certificate

Two Rivers Credit Union Locations
Branch Office1100 Henderson StArkadelphia, AR 71999-0001
Branch Office700 Clinton St Bldg 3Arkadelphia, AR 71923-5922

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.