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Overview / Commentary
716-875-1747
3199 Delaware Ave
Kenmore, NY 14217

Riverside Federal Credit Union is headquartered in Kenmore and is the 111th largest credit union in the state of New York. It is also the 2,225th largest credit union in the nation. It was established in 1942 and as of March of 2018, it had grown to 13 employees and 5,904 members at 2 locations. Riverside Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to members of the select employer groups throughout Erie County and their families.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Riverside Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #24715
Year Chartered1942
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD4.7%
Annual Interest Income$469.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$56.2MM$55.9MM
LoansQ1 2018vs Q1 2017$35.4MM$32.4MM
DepositsQ1 2018vs Q1 2017$50.5MM$50.6MM
Equity CapitalQ1 2018vs Q1 2017$5.4MM$5.2MM
Loan Loss AllowanceQ1 2018vs Q1 2017$282.00K$274.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$106.00K$348.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Riverside Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--IRA Share
0.05%$100-Share Savings
0.05%$100-Club Accounts
0.05%--Kids Club Savings

Riverside Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%*$75k*-Money Market Account
OTHER TIERS: 0.07% $3k - $50k | 0.10% $50k - $75k

Riverside Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$250-60 Month Share Certificate
1.35%$250-48 Month Share Certificate
1.25%$250-36 Month Share Certificate
1.00%$250-24 Month Share Certificate
0.75%$250-18 Month Share Certificate
0.65%$250-12 Month Share Certificate
0.65%$25-12 Month Stash Cash CD
0.50%$250-6 Month Share Certificate
0.25%$250-3 Month Share Certificate
Locations


Riverside Federal Credit Union Locations
Branch Office245 Vulcan StBuffalo, NY 14207
Branch Office315 Stahl RdGetzville, NY 14068

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