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Overview / Commentary
3199 Delaware Ave
Kenmore, NY 14217

Riverside Federal Credit Union is headquartered in Buffalo and is the 113th largest credit union in the state of New York. It is also the 2,242nd largest credit union in the nation. It was established in 1942 and as of December of 2017, it had grown to 12 employees and 5,957 members at 2 locations. Riverside Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to members of the select employer groups throughout Erie County and their families.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Riverside Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #24715
Year Chartered1942
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD3.31%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$54.1MM$54.7MM
LoansQ4 2017vs Q4 2016$35.1MM$31.9MM
DepositsQ4 2017vs Q4 2016$48.5MM$49.4MM
Equity CapitalQ4 2017vs Q4 2016$5.4MM$5.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$336.00K$245.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$445.00K$456.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$48.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Riverside Federal Credit Union Savings Account Rates

0.40%--IRA Share
0.05%$100-Share Savings
0.05%$100-Club Accounts
0.05%--Kids Club Savings

Riverside Federal Credit Union Money Market Rates

0.12%*$75k*-Money Market Account
OTHER TIERS: 0.07% $3k - $50k | 0.10% $50k - $75k

Riverside Federal Credit Union CD Rates

1.55%$250-60 Month Share Certificate
1.35%$250-48 Month Share Certificate
1.25%$250-36 Month Share Certificate
1.00%$250-24 Month Share Certificate
0.75%$250-18 Month Share Certificate
0.65%$250-12 Month Share Certificate
0.65%$25-12 Month Stash Cash CD
0.50%$250-6 Month Share Certificate
0.25%$250-3 Month Share Certificate

Riverside Federal Credit Union Locations
Branch Office245 Vulcan StBuffalo, NY 14207
Branch Office315 Stahl RdGetzville, NY 14068