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Overview / Commentary
500 J Clyde Morris Blvd
Newport news, VA 23601-1929

Riverside Health System Employees' Credit Union is headquartered in Newport news and is the 99th largest credit union in the state of Virginia. It is also the 4,486th largest credit union in the nation. It was established in 1970 and as of December of 2015, it had grown to 4 employees and 3,107 members at 2 locations. Riverside Health System Employees' Credit Union has a B health rating.

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Riverside Health System Employees' Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #62418
Year Chartered1970
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD1.54%
Annual Interest Income$376.00K
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$8.4MM$8.0MM
LoansQ4 2015vs Q4 2014$3.8MM$3.7MM
DepositsQ4 2015vs Q4 2014$6.9MM$6.5MM
Equity CapitalQ4 2015vs Q4 2014$1.4MM$1.4MM
Loan Loss AllowanceQ4 2015vs Q4 2014$47.00K$37.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$71.00K$59.00K
Real Estate OwnedQ4 2015vs Q4 2014$0$0
Rates
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Riverside Health System Employees' Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k-Thrift Account
0.25%$100-Regular Share Savings
0.20%--Christmas Shares Account
0.20%--Vacation Account
Locations


Riverside Health System Employees' Credit Union Locations
Branch Office500 J Clyde Morris BlvdNewport news, VA 23601-1929
Corporate Office500 J Clyde Morris BlvdNewport News, VA 23601-1929